# Jiayin Group Inc.: Form 20-F for the period ended Dec 31, 2025

- Company: [Jiayin Group Inc.](/companies/jfin.md) (CIK 1743102)
- Form: 20-F
- Filed: 2026-04-28
- Accepted by EDGAR: Apr 28, 2026, 07:01 ET
- Period: 2025-12-31
- Accession: 0001193125-26-183485
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1743102/000119312526183485/jfin-20251231.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1743102/000119312526183485/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2025-01-01 to 2025-12-31 | $889.8m | us-gaap:Revenues |
| Research and development | 12 months, 2025-01-01 to 2025-12-31 | $61.1m | us-gaap:ResearchAndDevelopmentExpense |
| Operating income | 12 months, 2025-01-01 to 2025-12-31 | $257.0m | us-gaap:OperatingIncomeLoss |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | $48.3m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | $219.6m | us-gaap:NetIncomeLoss |
| Diluted EPS | 12 months, 2025-01-01 to 2025-12-31 | $1.05 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | $1.05 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months, 2025-01-01 to 2025-12-31 | 208,900,211 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | $179.8m | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Capital expenditure | 12 months, 2025-01-01 to 2025-12-31 | $90.8m | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment |
| Share repurchases | 12 months, 2025-01-01 to 2025-12-31 | $15.8m | us-gaap:PaymentsForRepurchaseOfCommonStock |
| Cash and equivalents | at 2025-12-31 | $8.8m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Current assets | at 2025-12-31 | $989.9m | us-gaap:AssetsCurrent |
| Total assets | at 2025-12-31 | $1.25bn | us-gaap:Assets |
| Current liabilities | at 2025-12-31 | $526.9m | us-gaap:LiabilitiesCurrent |
| Total liabilities | at 2025-12-31 | $618.4m | us-gaap:Liabilities |
| Long-term debt | at 2025-12-31 | $73.8m | us-gaap:LongTermDebtNoncurrent |
| Current portion of debt | at 2025-12-31 | CNY 84.6m | us-gaap:LongTermDebtCurrent |
| Short-term borrowings | at 2025-12-31 | CNY 70.4m | us-gaap:ShortTermBorrowings |
| Shareholders' equity | at 2025-12-31 | $633.9m | us-gaap:StockholdersEquity |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1743102/000119312526183485/jfin-20251231.htm

Filed Apr 28, 2026.
Source: SEC EDGAR, the filing index for accession 0001193125-26-183485. Last ingested by Listed: Oct 24, 2026, 15:15 ET. No prices; not investment advice.