# CNFinance Holdings Ltd.: Form 20-F for the period ended Dec 31, 2025

- Company: [CNFinance Holdings Ltd.](/companies/cnf.md) (CIK 1733868)
- Form: 20-F
- Filed: 2026-04-30
- Accepted by EDGAR: Apr 30, 2026, 16:31 ET
- Period: 2025-12-31
- Accession: 0001213900-26-050285
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1733868/000121390026050285/ea0287165-20f_cnfinance.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1733868/000121390026050285/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Research and development | 12 months, 2025-01-01 to 2025-12-31 | CNY 3.8m | us-gaap:ResearchAndDevelopmentExpense |
| Operating income | 12 months, 2025-01-01 to 2025-12-31 | −CNY 182.8m | us-gaap:OperatingIncomeLoss |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | −CNY 113.7m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | −CNY 470.4m | us-gaap:ProfitLoss |
| Diluted EPS | 12 months, 2025-01-01 to 2025-12-31 | −$0.34 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | −$0.34 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months, 2025-01-01 to 2025-12-31 | 1,371,643,240 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | CNY 84.4m | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Capital expenditure | 12 months, 2025-01-01 to 2025-12-31 | CNY 3.6m | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment |
| Share repurchases | 12 months, 2025-01-01 to 2025-12-31 | CNY 1.8m | us-gaap:PaymentsForRepurchaseOfCommonStock |
| Cash and equivalents | at 2025-12-31 | CNY 338.2m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Total assets | at 2025-12-31 | CNY 10.25bn | us-gaap:Assets |
| Total liabilities | at 2025-12-31 | CNY 6.67bn | us-gaap:Liabilities |
| Long-term debt | at 2025-12-31 | CNY 205.3m | us-gaap:LongTermDebt |
| Shareholders' equity | at 2025-12-31 | CNY 3.58bn | us-gaap:StockholdersEquity |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1733868/000121390026050285/ea0287165-20f_cnfinance.htm

Filed Apr 30, 2026.
Source: SEC EDGAR, the filing index for accession 0001213900-26-050285. Last ingested by Listed: Nov 5, 2026, 19:23 ET. No prices; not investment advice.