# VersaBank: Form 40-F for the period ended Oct 31, 2025

- Company: [VersaBank](/companies/vbnk.md) (CIK 1690639)
- Form: 40-F
- Filed: 2025-12-10
- Accepted by EDGAR: Dec 10, 2025, 07:15 ET
- Period: 2025-10-31
- Accession: 0001437749-25-037310
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1690639/000143774925037310/versb20241031d_40f.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1690639/000143774925037310/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-10-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2024-11-01 to 2025-10-31 | CAD 124.6m | ifrs-full:Revenue |
| Income tax | 12 months, 2024-11-01 to 2025-10-31 | CAD 13.0m | ifrs-full:IncomeTaxExpenseContinuingOperations |
| Net income | 12 months, 2024-11-01 to 2025-10-31 | CAD 28.5m | ifrs-full:ProfitLoss |
| Basic EPS | 12 months, 2024-11-01 to 2025-10-31 | CAD 0.90 | ifrs-full:BasicEarningsLossPerShare |
| Operating cash flow | 12 months, 2024-11-01 to 2025-10-31 | CAD 44.5m | ifrs-full:CashFlowsFromUsedInOperatingActivities |
| Capital expenditure | 12 months, 2024-11-01 to 2025-10-31 | CAD 954.0k | ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities |
| Cash and equivalents | at 2025-10-31 | CAD 581.7m | ifrs-full:CashAndCashEquivalents |
| Total assets | at 2025-10-31 | CAD 5.81bn | ifrs-full:Assets |
| Total liabilities | at 2025-10-31 | CAD 5.28bn | ifrs-full:Liabilities |
| Shareholders' equity | at 2025-10-31 | CAD 532.7m | ifrs-full:Equity |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1690639/000143774925037310/versb20241031d_40f.htm

Filed Dec 10, 2025.
Source: SEC EDGAR, the filing index for accession 0001437749-25-037310. Last ingested by Listed: Oct 27, 2026, 07:04 ET. No prices; not investment advice.