# Atlanticus Holdings Corp: Form 10-K for the period ended Dec 31, 2025

- Company: [Atlanticus Holdings Corp](/companies/atlc.md) (CIK 1464343)
- Form: 10-K
- Filed: 2026-03-12
- Accepted by EDGAR: Mar 12, 2026, 20:16 ET
- Period: 2025-12-31
- Accession: 0001437749-26-007972
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1464343/000143774926007972/atlc20251231_10k.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1464343/000143774926007972/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2025-01-01 to 2025-12-31 | $1.97bn | us-gaap:Revenues |
| Cost of revenue | 12 months, 2025-01-01 to 2025-12-31 | $160.8m | us-gaap:CostOfGoodsAndServicesSold |
| Interest expense | 12 months, 2025-01-01 to 2025-12-31 | $301.9m | us-gaap:InterestExpense |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | $39.1m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | $122.2m | us-gaap:NetIncomeLoss |
| Diluted EPS | 12 months, 2025-01-01 to 2025-12-31 | $5.96 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | $7.40 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months, 2025-01-01 to 2025-12-31 | 19,175,000 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | $638.0m | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Share repurchases | 12 months, 2025-01-01 to 2025-12-31 | $69.6m | us-gaap:PaymentsForRepurchaseOfCommonStock |
| Cash and equivalents | at 2025-12-31 | $621.1m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Total assets | at 2025-12-31 | $7.62bn | us-gaap:Assets |
| Total liabilities | at 2025-12-31 | $6.98bn | us-gaap:Liabilities |
| Shareholders' equity | at 2025-12-31 | $608.7m | us-gaap:StockholdersEquity |

## Sections

The sections of this filing are being extracted from EDGAR and appear here in about a minute. Meanwhile, read the original on sec.gov. https://www.sec.gov/Archives/edgar/data/1464343/000143774926007972/atlc20251231_10k.htm

Filed Mar 12, 2026.
Source: SEC EDGAR, the filing index for accession 0001437749-26-007972. Last ingested by Listed: Oct 24, 2026, 15:08 ET. No prices; not investment advice.