# Banco Bilbao Vizcaya Argentaria, S.A.: Form 20-F for the period ended Dec 31, 2025

- Company: [Banco Bilbao Vizcaya Argentaria, S.A.](/companies/bbva.md) (CIK 842180)
- Form: 20-F
- Filed: 2026-02-20
- Accepted by EDGAR: Feb 20, 2026, 06:55 ET
- Period: 2025-12-31
- Accession: 0001628280-26-010001
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/842180/000162828026010001/bbva-20251231.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/842180/000162828026010001/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Gross profit | 12 months, 2025-01-01 to 2025-12-31 | EUR 36.93bn | ifrs-full:GrossProfit |
| Operating income | 12 months, 2025-01-01 to 2025-12-31 | EUR 16.15bn | ifrs-full:ProfitLossFromOperatingActivities |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | EUR 5.10bn | ifrs-full:IncomeTaxExpenseContinuingOperations |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | EUR 10.51bn | ifrs-full:ProfitLossAttributableToOwnersOfParent |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | EUR 1.76 | ifrs-full:BasicEarningsLossPerShare |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | EUR 14.97bn | ifrs-full:CashFlowsFromUsedInOperatingActivities |
| Capital expenditure | 12 months, 2025-01-01 to 2025-12-31 | EUR 827.0m | ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities |
| Cash and equivalents | at 2025-12-31 | EUR 58.84bn | ifrs-full:CashAndCashEquivalents |
| Total assets | at 2025-12-31 | EUR 859.58bn | ifrs-full:Assets |
| Total liabilities | at 2025-12-31 | EUR 797.78bn | ifrs-full:Liabilities |
| Shareholders' equity | at 2025-12-31 | EUR 61.80bn | ifrs-full:Equity |
| Shares outstanding | at 2025-12-31 | 5,708,968,700 shares | dei:EntityCommonStockSharesOutstanding |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/842180/000162828026010001/bbva-20251231.htm

Filed Feb 20, 2026.
Source: SEC EDGAR, the filing index for accession 0001628280-26-010001. Last ingested by Listed: Nov 4, 2026, 18:37 ET. No prices; not investment advice.