# ING Groep NV: Form 20-F for the period ended Dec 31, 2025

- Company: [ING Groep NV](/companies/ing.md) (CIK 1039765)
- Form: 20-F
- Filed: 2026-02-26
- Accepted by EDGAR: Feb 26, 2026, 07:22 ET
- Period: 2025-12-31
- Accession: 0001628280-26-011979
- Inline XBRL: yes
- Main document: https://www.sec.gov/Archives/edgar/data/1039765/000162828026011979/ing-20251231.htm
- All documents and exhibits: https://www.sec.gov/Archives/edgar/data/1039765/000162828026011979/

## Figures reported in this filing

Standardized XBRL line items for the period ended 2025-12-31.

| Line item | Period | Value | XBRL concept |
| --- | --- | ---: | --- |
| Revenue | 12 months, 2025-01-01 to 2025-12-31 | EUR 25.68bn | ifrs-full:Revenue |
| Operating income | 12 months, 2025-01-01 to 2025-12-31 | EUR 25.68bn | ifrs-full:ProfitLossFromOperatingActivities |
| Income tax | 12 months, 2025-01-01 to 2025-12-31 | EUR 3.19bn | ifrs-full:IncomeTaxExpenseContinuingOperations |
| Net income | 12 months, 2025-01-01 to 2025-12-31 | EUR 8.32bn | ifrs-full:ProfitLossAttributableToOwnersOfParent |
| Diluted EPS | 12 months, 2025-01-01 to 2025-12-31 | EUR 2.78 | ifrs-full:DilutedEarningsLossPerShare |
| Basic EPS | 12 months, 2025-01-01 to 2025-12-31 | EUR 2.78 | ifrs-full:BasicEarningsLossPerShare |
| Operating cash flow | 12 months, 2025-01-01 to 2025-12-31 | −EUR 6.38bn | ifrs-full:CashFlowsFromUsedInOperatingActivities |
| Capital expenditure | 12 months, 2025-01-01 to 2025-12-31 | EUR 351.0m | ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities |
| Cash and equivalents | at 2025-12-31 | EUR 54.15bn | ifrs-full:CashAndCashEquivalents |
| Total assets | at 2025-12-31 | EUR 1.06tn | ifrs-full:Assets |
| Total liabilities | at 2025-12-31 | EUR 1.00tn | ifrs-full:Liabilities |
| Shareholders' equity | at 2025-12-31 | EUR 54.08bn | ifrs-full:EquityAttributableToOwnersOfParent |
| Shares outstanding | at 2025-12-31 | 2,902,437,688 shares | dei:EntityCommonStockSharesOutstanding |

## Sections

Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. https://www.sec.gov/Archives/edgar/data/1039765/000162828026011979/ing-20251231.htm

Filed Feb 26, 2026.
Source: SEC EDGAR, the filing index for accession 0001628280-26-011979. Last ingested by Listed: Nov 3, 2026, 08:08 ET. No prices; not investment advice.