# Financial Plan, Inc.: Form 13F holdings

An institutional investment manager in BELLINGHAM, WA. SEC CIK 2107584.

- Quarter ended: 2026-06-30
- Filed: 2026-08-14
- Reported value: $105.4m
- Positions: 95 (95 lines in the filing's table; lines for the same security and option type are added together here)
- Compared with: the 13F for the quarter ended 2026-03-31
- Filing: https://www.sec.gov/Archives/edgar/data/2107584/000210758426000004/

## Holdings

As filed, largest first. Reported value is what the manager stated at the quarter end (Jun 30, 2026), in US dollars; it is filing data, not a price. Weight is the share of the total reported value.

| Issuer | Class | Reported value | Weight | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | ---: | --- | --- |
| AMERICAN CENTY ETF TR | US EQT ETF | $182.9m | 17.4% | 1,428,195 |  | Added +34,237 |
| DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | $164.3m | 15.6% | 3,704,312 |  | Added +167,570 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | $107.8m | 10.2% | 1,209,058 |  | Added +22,667 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | $60.2m | 5.7% | 1,614,612 |  | Added +98,456 |
| DIMENSIONAL ETF TRUST | SHOR DUR FIX ETF | $49.6m | 4.7% | 1,038,034 |  | Added +120,893 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | $49.3m | 4.7% | 511,267 |  | Added +5,175 |
| AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | $43.2m | 4.1% | 926,710 |  | Added +75,458 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | $39.0m | 3.7% | 776,767 |  | Added +96,276 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | $37.8m | 3.6% | 797,049 |  | Added +84,724 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | $31.0m | 2.9% | 763,903 |  | Added +33,713 |
| SPDR SERIES TRUST | ST STR BACKE ETF | $30.2m | 2.9% | 1,354,741 |  | Added +83,119 |
| DIMENSIONAL ETF TRUST | ULTR FIX INC ETF | $29.8m | 2.8% | 587,139 |  | Reduced −230,803 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | $29.1m | 2.8% | 1,006,202 |  | Added +78,663 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | $26.5m | 2.5% | 718,310 |  | Reduced −13,009 |
| DIMENSIONAL ETF TRUST | CORE FIXE IN ETF | $24.4m | 2.3% | 576,998 |  | Added +68,402 |
| ISHARES TR | 0-5 YR TIPS ETF | $10.7m | 1.0% | 104,859 |  | Added +2,561 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | $9.5m | 0.9% | 231,318 |  | Added +37,903 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | $7.9m | 0.7% | 99,573 |  | Added +5,602 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | $7.1m | 0.7% | 172,083 |  | Added +20,572 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | $6.6m | 0.6% | 113,466 |  | Reduced −2,297 |
| [APPLE INC (AAPL)](/companies/aapl.md) | COM | $6.1m | 0.6% | 21,053 |  | Reduced −1,424 |
| AMERICAN CENTY ETF TR | US SML CP VALU | $6.1m | 0.6% | 48,709 |  | Added +344 |
| [CATERPILLAR INC (CAT)](/companies/cat.md) | COM | $5.9m | 0.6% | 5,511 |  | Unchanged |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | $5.6m | 0.5% | 71,969 |  | Reduced −3,726 |
| ISHARES TR | TRUST ISHARE 0-1 | $5.1m | 0.5% | 46,426 |  | Added +27,151 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | $4.9m | 0.5% | 103,640 |  | Added +84,936 |
| [MICROSOFT CORP (MSFT)](/companies/msft.md) | COM | $4.6m | 0.4% | 12,363 |  | Added +173 |
| ISHARES TR | SHRT NAT MUN ETF | $4.5m | 0.4% | 42,464 |  | Added +9,375 |
| SPDR SERIES TRUST | ST SHOR CORP ETF | $3.9m | 0.4% | 130,057 |  | Reduced −12,316 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | $3.6m | 0.3% | 22,679 |  | Reduced −430 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | $3.5m | 0.3% | 85,267 |  | Reduced −853 |
| [SPDR GOLD TR (GLD)](/companies/gld.md) | GOLD SHS | $3.4m | 0.3% | 9,258 |  | Reduced −807 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | $2.7m | 0.3% | 53,422 |  | Reduced −1,356 |
| VANGUARD INDEX FDS | TOTAL STK MKT | $2.5m | 0.2% | 6,734 |  | Reduced −478 |
| ISHARES TR | GLOBAL REIT ETF | $2.5m | 0.2% | 88,787 |  | Reduced −2,890 |
| [ISHARES SILVER TR (SLV)](/companies/slv.md) | ISHARES | $2.1m | 0.2% | 40,008 |  | Reduced −18 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | $2.0m | 0.2% | 18,949 |  | Added +294 |
| [BANK OF NY MELLON CORP (BNY)](/companies/bny.md) | COM | $1.8m | 0.2% | 12,107 |  | Reduced −190 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | $1.6m | 0.2% | 31,772 |  | Reduced −251 |
| [BERKSHIRE HATHAWAY INC DEL (BRK-B)](/companies/brk-b.md) | CL A | $1.5m | 0.1% | 2 |  | Unchanged |
| [TESLA INC (TSLA)](/companies/tsla.md) | COM | $1.5m | 0.1% | 3,488 |  | Added +14 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | $1.4m | 0.1% | 14,323 |  | Added +2,596 |
| [COSTCO WHOLESALE CORPORATION (COST)](/companies/cost.md) | COM | $1.4m | 0.1% | 1,457 |  | Added +76 |
| [NVIDIA CORPORATION (NVDA)](/companies/nvda.md) | COM | $1.3m | 0.1% | 6,725 |  | Added +48 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | $1.3m | 0.1% | 27,901 |  | Added +3,575 |
| ISHARES TR | RUS 1000 GRW ETF | $1.3m | 0.1% | 10,360 |  | Added +7,770 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | $1.3m | 0.1% | 14,249 |  | Added +45 |
| DIMENSIONAL ETF TRUST | US EQUI MARK ETF | $1.3m | 0.1% | 15,393 |  | Unchanged |
| SPDR SERIES TRUST | ST STR PR SP1500 | $1.3m | 0.1% | 13,842 |  | Reduced −1,111 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | $1.2m | 0.1% | 24,574 |  | Added +8,822 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | $1.1m | 0.1% | 28,878 |  | Added +3,074 |
| [CORNING INC (GLW)](/companies/glw.md) | COM | $1.0m | <0.1% | 4,003 |  | Added +3 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL US | $910.5k | <0.1% | 13,692 |  | Added +26 |
| [BOEING CO (BA)](/companies/ba.md) | COM | $806.6k | <0.1% | 3,726 |  | Added +245 |
| SPDR SERIES TRUST | ST STR AGGRE ETF | $772.9k | <0.1% | 30,285 |  | Reduced −151 |
| [ALPHABET INC (GOOGL)](/companies/googl.md) | CAP STK CL C | $731.0k | <0.1% | 2,069 |  | Added +4 |
| AMERICAN CENTY ETF TR | AVAN RE INTL ETF | $715.1k | <0.1% | 8,952 |  | Unchanged |
| [MATRIX SVC CO (MTRX)](/companies/mtrx.md) | COM | $652.3k | <0.1% | 47,615 |  | Unchanged |
| [TRIMBLE INC (TRMB)](/companies/trmb.md) | COM | $639.8k | <0.1% | 12,500 |  | Unchanged |
| [BROADCOM INC (AVGO)](/companies/avgo.md) | COM | $595.7k | <0.1% | 1,577 |  | Added +186 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | $582.9k | <0.1% | 12,925 |  | Added +1,722 |
| AMERICAN CENTY ETF TR | CORE MUNI FXD IN | $546.4k | <0.1% | 11,730 |  | Added +131 |
| [AMAZON COM INC (AMZN)](/companies/amzn.md) | COM | $531.7k | <0.1% | 2,231 |  | Added +277 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | $514.7k | <0.1% | 5,643 |  | Unchanged |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | $513.0k | <0.1% | 747 |  | Added +120 |
| VANGUARD WORLD FD | INF TECH ETF | $504.9k | <0.1% | 4,224 |  | Added +3,696 |
| VANGUARD INDEX FDS | MID CAP ETF | $471.8k | <0.1% | 5,856 |  | Added +4,392 |
| [TRI CONTL CORP (TY)](/companies/ty.md) | COM | $450.6k | <0.1% | 13,091 |  | Added +2,085 |
| [JOHNSON & JOHNSON (JNJ)](/companies/jnj.md) | COM | $439.7k | <0.1% | 1,731 |  | Added +223 |
| ISHARES TR | MBS ETF | $439.4k | <0.1% | 4,649 |  | Added +561 |
| ISHARES U S ETF TR | SHOR MAT MUN ETF | $392.8k | <0.1% | 7,797 |  | Added +497 |
| ISHARES TR | CORE S&P500 ETF | $387.9k | <0.1% | 518 |  | Reduced −3 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | $382.7k | <0.1% | 3,778 |  | Added +995 |
| ISHARES TR | CORE MSCI EAFE | $373.9k | <0.1% | 3,872 |  | Added +672 |
| DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | $359.7k | <0.1% | 6,902 |  | Unchanged |
| SPDR INDEX SHS FDS | ST STR PO EX ETF | $355.1k | <0.1% | 7,047 |  | Reduced −390 |
| [ABBVIE INC (ABBV)](/companies/abbv.md) | COM | $343.2k | <0.1% | 1,364 |  | Added +147 |
| SPDR INDEX SHS FDS | ST PORT MARK ETF | $338.5k | <0.1% | 6,537 |  | Reduced −182 |
| [ALPHABET INC (GOOGL)](/companies/googl.md) | CAP STK CL A | $327.7k | <0.1% | 917 |  | New +917 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | $323.9k | <0.1% | 6,508 |  | New +6,508 |
| [ABBOTT LABORATORIES (ABT)](/companies/abt.md) | COM | $323.9k | <0.1% | 3,570 |  | Unchanged |
| [QUALCOMM INC (QCOM)](/companies/qcom.md) | COM | $321.9k | <0.1% | 1,742 |  | New +1,742 |
| ISHARES TR | ESG AWRE 1 5 YR | $307.5k | <0.1% | 12,305 |  | Unchanged |
| DIMENSIONAL ETF TRUST | EMER MARK SU ETF | $286.1k | <0.1% | 5,853 |  | Added +512 |
| [CISCO SYS INC (CSCO)](/companies/csco.md) | COM | $285.4k | <0.1% | 2,430 |  | New +2,430 |
| EXXON MOBIL CORP | COM | $270.3k | <0.1% | 1,977 |  | Added +13 |
| BANK OF AMER CORP | 7.25%CNV PFD L | $267.2k | <0.1% | 213 |  | Unchanged |
| [US BANCORP (USB)](/companies/usb.md) | COM NEW | $261.9k | <0.1% | 4,336 |  | Added +375 |
| AMERICAN CENTY ETF TR | AVA RES MAR ETF | $259.1k | <0.1% | 3,166 |  | Unchanged |
| ISHARES TR | RUS 1000 ETF | $214.2k | <0.1% | 523 |  | New +523 |
| [MORGAN STANLEY (MS)](/companies/ms.md) | COM NEW | $207.4k | <0.1% | 992 |  | New +992 |
| [CHEVRON CORPORATION (CVX)](/companies/cvx.md) | COM | $203.6k | <0.1% | 1,228 |  | Added +221 |
| VANGUARD INDEX FDS | SMALL CP ETF | $202.8k | <0.1% | 669 |  | New +669 |
| [GAMCO GLOBAL GOLD NAT RES & (GGN)](/companies/ggn.md) | COM SH BEN INT | $121.1k | <0.1% | 25,027 |  | Unchanged |
| [CALLAN JMB INC (CJMB)](/companies/cjmb.md) | COM | $10.9k | <0.1% | 13,500 |  | New +13,500 |

## Sold out

Held at the end of the quarter before and not reported this quarter.

| Issuer | Class | Reported value | Weight | Shares | Put or call | Change on the quarter before |
| --- | --- | ---: | ---: | ---: | --- | --- |
| [BP PLC (BP)](/companies/bp.md) | SPONSORED ADR | $0 | 0.0% | 0 |  | Sold out −5,499 |
| HUB CYBER SECURITY LTD | ORD SHS | $0 | 0.0% | 0 |  | Sold out −40,000 |
| [IT TECH PACKAGING INC (ITP)](/companies/itp.md) | COM NEW | $0 | 0.0% | 0 |  | Sold out −115,000 |
| [MCDONALDS CORP (MCD)](/companies/mcd.md) | COM | $0 | 0.0% | 0 |  | Sold out −1,035 |
| SENTAGE HOLDINGS INC | SHS NEW CL A | $0 | 0.0% | 0 |  | Sold out −10,000 |
| SMARTKEM INC | COM NEW | $0 | 0.0% | 0 |  | Sold out −60,000 |
| WAH FU EDUCATION GROUP LIMIT | SHS | $0 | 0.0% | 0 |  | Sold out −19,000 |

Source: SEC EDGAR, Form 13F-HR, accession 0002107584-26-000004. Last ingested by Listed: Oct 22, 2026, 05:26 ET. No prices; not investment advice.