X Financial: Form 20-F for the period ended Dec 31, 2025
Filed with the SEC on Apr 30, 2026 and accepted by EDGAR at Apr 30, 2026, 06:07 ET.
Sections
Sections are extracted only from 10-K and 10-Q reports. Read this filing’s documents on sec.gov. The main document on sec.gov.
Figures reported in this filing
Standardized line items from the XBRL in this filing, for the period ended 2025-12-31. Comparative periods it repeats are left out.
| Line item | Period | Value | XBRL concept |
|---|---|---|---|
| Revenue | 12 months2025-01-01 to 2025-12-31 | $1.09bn | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax |
| Cost of revenue | 12 months2025-01-01 to 2025-12-31 | $288.9m | us-gaap:CostOfRevenue |
| Operating income | 12 months2025-01-01 to 2025-12-31 | $233.1m | us-gaap:OperatingIncomeLoss |
| Income tax | 12 months2025-01-01 to 2025-12-31 | $41.7m | us-gaap:IncomeTaxExpenseBenefit |
| Net income | 12 months2025-01-01 to 2025-12-31 | $209.4m | us-gaap:NetIncomeLoss |
| Diluted EPS | 12 months2025-01-01 to 2025-12-31 | $0.84 | us-gaap:EarningsPerShareDiluted |
| Basic EPS | 12 months2025-01-01 to 2025-12-31 | $0.86 | us-gaap:EarningsPerShareBasic |
| Diluted shares (weighted) | 12 months2025-01-01 to 2025-12-31 | 249,489,203 shares | us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding |
| Operating cash flow | 12 months2025-01-01 to 2025-12-31 | $209.9m | us-gaap:NetCashProvidedByUsedInOperatingActivities |
| Capital expenditure | 12 months2025-01-01 to 2025-12-31 | $3.1m | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment |
| Dividends paid | 12 months2025-01-01 to 2025-12-31 | $22.1m | us-gaap:PaymentsOfDividends |
| Share repurchases | 12 months2025-01-01 to 2025-12-31 | $105.0m | us-gaap:PaymentsForRepurchaseOfCommonStock |
| Cash and equivalents | At period end2025-12-31 | $141.2m | us-gaap:CashAndCashEquivalentsAtCarryingValue |
| Total assets | At period end2025-12-31 | $2.10bn | us-gaap:Assets |
| Total liabilities | At period end2025-12-31 | $976.5m | us-gaap:Liabilities |
| Short-term borrowings | At period end2025-12-31 | $58.6m | us-gaap:ShortTermBorrowings |
| Shareholders' equity | At period end2025-12-31 | $1.12bn | us-gaap:StockholdersEquity |
Source: SEC EDGAR, the filing index for accession 0001104659-26-052016. Last ingested by Listed: Oct 24, 2026, 15:15 ET. Listed shows no prices and gives no investment advice.