Your Advocates Ltd., LLP

Name: Your Advocates Ltd., LLP: Form 13F holdings for the quarter ended 2026-06-30
Creator: Listed

An institutional investment manager in HOUSTON, TX. Its Form 13F for the quarter ended Jun 30, 2026, filed Aug 5, 2026. SEC CIK 1774437.

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Reported value$349.9m
Positions209

Holdings: 209 positions

The filing on sec.gov

As filed, largest first. Reported value is what the manager stated for each position at the quarter end, in US dollars; it is filing data, not a price. Weight is the position's share of the total reported value. Changes compare with the 13F for the quarter ended 2026-03-31. The filing's table has 210 lines; lines for the same security and option type are added together here.

Your Advocates Ltd., LLP, holdings
Issuer	Class	CUSIP	Reported value$m	Weight	Shares	Change on the quarter before
Dimensional US Core	COM	25434V625	86.0	24.6%	1,048,990	Reduced−14,052
Dimensional ETF Int'l Core Equity 2	COM	25434V799	46.0	13.1%	1,233,817	Reduced−16,769
Dimensional ETF Emerg. Markets Core Equity	COM	25434V732	34.0	9.7%	837,466	Reduced−39,686
Dimensional US Small Cap ETF	COM	25434V500	28.6	8.2%	347,763	Added+955
Schwab Intermediate Term US Treas	COM	808524854	26.1	7.5%	1,059,412	Added+56,518
SPDR Intermediate Term Corporate	COM	78464A375	23.9	6.8%	715,395	Added+32,769
Schwab Fundamental US Large Company ETF	COM	808524771	23.5	6.7%	754,822	Reduced−13,334
Vanguard Short-Term Bond ETF	COM	921937827	17.4	5.0%	223,762	Added+11,919
SPDR Gold TrustGLD	COM	78463V107	16.3	4.6%	44,121	Added+202
Schwab Fundamental Intl Lg Co ETF	COM	808524755	12.5	3.6%	236,163	Reduced−10,394
Schwab Fundamental Emerg Mkts Lg Co ETF	COM	808524730	8.5	2.4%	214,697	Reduced−7,381
Schwab Fundamental US Small Company ETF	COM	808524763	7.9	2.3%	207,650	Reduced−2,807
Exxon Mobil Corporation	COM	30231G102	2.5	0.7%	18,494	Added+116
ConocophillipsCOP	COM	20825C104	1.9	0.5%	18,242	Reduced−1,681
Apple IncAAPL	COM	037833100	1.6	0.5%	5,565	Reduced−3
S P D R S&P 500 Etf TrSPY	COM	78462F103	1.6	0.5%	2,150	Reduced−220
Vanguard Total Stock Mkt	COM	922908769	1.4	0.4%	3,847	Added+9
American Beacon AHL Trend ETF	COM	02368W309	1.0	0.3%	33,667	Added+6,079
Innovator US Equity	COM	45782C805	0.6	0.2%	16,622	Unchanged
Schwab US Broad Market	COM	808524102	0.5	0.2%	18,482	Reduced−1,065
Vanguard Star FD TL International STK F ETF	COM	921909768	0.5	0.1%	6,088	Added+28
Schwab US Large Cap ETF	COM	808524201	0.5	0.1%	15,610	Added+256
Franklin Liberty International Aggregate Bond ETF	COM	35473P611	0.3	<0.1%	16,492	Reduced−295
AecomACM	COM	00766T100	0.3	<0.1%	3,752	Unchanged
WisdomTree Emerging Markets High Dividend ETF	COM	97717W315	0.2	<0.1%	4,352	Reduced−155
Vanguard Total World Stock	COM	922042742	0.2	<0.1%	1,412	Added+269
Ishares Core Msci Eafe	COM	46432F842	0.2	<0.1%	2,124	Added+119
iShares ESG MSCI USA Leaders ETF	COM	46435U218	0.2	<0.1%	1,421	Added+4
Microsoft CorpMSFT	COM	594918104	0.2	<0.1%	491	Added+5
Vanguard S&P 500 ETF SHS	COM	922908363	0.2	<0.1%	264	Reduced−18
Wells Fargo & Co NewWFC	COM	949746101	0.2	<0.1%	2,008	Added+1,458
Tesla Motors IncTSLA	COM	88160R101	0.2	<0.1%	385	Reduced−55
Schlumberger LtdSLB	COM	806857108	0.2	<0.1%	3,254	Unchanged
General Electric Company	COM	369604103	0.1	<0.1%	350	Unchanged
Ea Bridgeway Omni Sml	COM	02072L532	0.1	<0.1%	4,163	Unchanged
iShares Core S&P Total US Stock Mkt ETF	COM	464287150	0.1	<0.1%	727	Unchanged
Marathon Pete CorpMPC	COM	56585A102	0.1	<0.1%	447	Reduced−216
Amazon Com IncAMZN	COM	023135106	0.1	<0.1%	477	Added+7
SPDR Short Term Treasury ETF	COM	78468R101	0.1	<0.1%	3,895	Added+520
Pimco Active Bond ETF	COM	72201R775	0.1	<0.1%	1,220	Reduced−1,015
Fedex CorporationFDX	COM	31428X106	0.1	<0.1%	331	Unchanged
Ge Vernova IncGEV	COM	36828A101	0.1	<0.1%	87	Unchanged
Spdr Dow Jones Indl AvgDIA	COM	78467X109	0.1	<0.1%	193	Added+1
IShares Russell 2000	COM	464287655	0.1	<0.1%	333	Reduced−3
Rocket Laboratory Usa In	COM	773122106	0.1	<0.1%	971	New+971
Allstate CorporationALL	COM	020002101	0.1	<0.1%	400	Unchanged
Prologis	COM	743410102	0.1	<0.1%	697	New+697
Coca Cola CompanyKO	COM	191216100	0.1	<0.1%	1,078	Added+5
Dell Inc	COM	24702R101	0.1	<0.1%	200	Unchanged
Toast Inc Class ATOST	COM	888787108	0.1	<0.1%	3,008	Added+400
SPDR Series Trust Portfolio Intermediate Term ETF	COM	78464A672	0.1	<0.1%	2,754	Unchanged
Moodys CorpMCO	COM	615369105	0.1	<0.1%	171	Unchanged
Hewlett-Packard Company	COM	428236103	0.1	<0.1%	3,473	Unchanged
Powershs Qqq TRUST Ser	COM	73935A104	0.1	<0.1%	103	New+103
Yum Brands IncYUM	COM	988498101	0.1	<0.1%	438	Added+323
Franklin BSP Capital CorpFRBP	COM	35250V104	0.1	<0.1%	5,198	New+5,198
Corteva IncCTVA	COM	22052L104	0.1	<0.1%	810	Unchanged
Ishares Core Msci	COM	46434G103	0.1	<0.1%	795	Unchanged
Unitedhealth Group IncUNH	COM	91324P102	0.1	<0.1%	150	Unchanged
Nvidia CorpNVDA	COM	67066G104	0.1	<0.1%	303	Added+80
iShares ESG Aware MSCI EAFE ETF	COM	46435G516	0.1	<0.1%	577	Added+4
Avantis International	COM	025072703	0.1	<0.1%	648	Reduced−170
Occidental Pete CorpOXY	COM	674599105	0.1	<0.1%	1,122	Added+986
FTSE RAFI US 1500 Small Cap	COM	73935X567	0.1	<0.1%	956	Unchanged
iShare ESG Aware MSCI	COM	46435U663	0.1	<0.1%	941	Added+1
Home Depot IncHD	COM	437076102	0.1	<0.1%	146	Unchanged
Auto Data ProcessingADP	COM	053015103	0.1	<0.1%	227	Unchanged
Keysight Tech IncKEYS	COM	49338L103	0.0	<0.1%	140	Unchanged
Pepsico IncorporatedPEP	COM	713448108	0.0	<0.1%	353	Added+4
Garmin Ltd	COM	H2906T109	0.0	<0.1%	200	Unchanged
FTSE RAFI Internat'l Dev Mkts	COM	73936T789	0.0	<0.1%	577	Reduced−283
United Rentals IncURI	COM	911363109	0.0	<0.1%	37	Unchanged
Broadcom IncAVGO	COM	11135F101	0.0	<0.1%	110	Unchanged
Shopify IncSHOP	COM	82509L107	0.0	<0.1%	360	Unchanged
Vanguard Mid Cap ETF	COM	922908629	0.0	<0.1%	496	Added+372
Ishares Gold Etf	COM	464285105	0.0	<0.1%	526	Reduced−291
Agilent Technologies IncA	COM	00846U101	0.0	<0.1%	296	Unchanged
iShares Russell Mid Cap	COM	464287481	0.0	<0.1%	267	Unchanged
Costco Whsl Corp NewCOST	COM	22160K105	0.0	<0.1%	40	Unchanged
Caterpillar IncCAT	COM	149123101	0.0	<0.1%	35	Unchanged
Dimensnl Interntl Sus	COM	25434V690	0.0	<0.1%	825	Unchanged
Du Pont E I De Nemour&Co	COM	263534109	0.0	<0.1%	269	Reduced−542
Cheniere Energy IncCQP	COM	16411Q101	0.0	<0.1%	145	Unchanged
Spdr S&P Oil & Gas Expl & Prod	COM	78468R556	0.0	<0.1%	222	Unchanged
Vanguard Value	COM	922908744	0.0	<0.1%	155	Unchanged
Ishares Core S&P Small	COM	464287804	0.0	<0.1%	227	Unchanged
Wal-Mart Stores IncWMT	COM	931142103	0.0	<0.1%	292	Added+124
Vanguard Small Cap Etf	COM	922908751	0.0	<0.1%	109	Unchanged
American Century Investments a Vantis US SML CP Va	COM	025072877	0.0	<0.1%	253	Reduced−425
Vanguard MSCI EAFE ETF	COM	921943858	0.0	<0.1%	440	Unchanged
SPDR Portfolio Emerging Markets ETF	COM	78463X509	0.0	<0.1%	576	Reduced−35
Netflix IncNFLX	COM	64110L106	0.0	<0.1%	410	Added+300
Schwab International Equity ETF	COM	808524805	0.0	<0.1%	1,024	Added+238
Ishares S&P Mid Cap	COM	464287606	0.0	<0.1%	237	New+237
Amphenol Corp Cl AAPH	COM	032095101	0.0	<0.1%	150	Unchanged
Dimensional World Equity	COM	25434V617	0.0	<0.1%	316	Added+87
Wisdomtree Japan Hedged	COM	97717W521	0.0	<0.1%	444	Unchanged
Fedex Fght Hldg Co IncFDXF	COM	314352105	0.0	<0.1%	165	New+165
Starbucks CorpSBUX	COM	855244109	0.0	<0.1%	240	Unchanged
Mc Donalds CorpMCD	COM	580135101	0.0	<0.1%	89	Added+1
Union Pacific CorpUNP	COM	907818108	0.0	<0.1%	85	Unchanged
Dow Chemical Company	COM	260543103	0.0	<0.1%	750	Unchanged
iShares Trust US Treasury Bond ETF	COM	46429B267	0.0	<0.1%	873	Unchanged
Vanguard Mega Cap Growth	COM	921910816	0.0	<0.1%	225	Added+180
DFA Emerging Mkts Value ETF	COM	25434V740	0.0	<0.1%	427	Unchanged
iShares ESG U.S. Aggregate Bond ETF	COM	46435U549	0.0	<0.1%	378	Unchanged
FTSE RAFI Emerg Mkts	COM	73936T763	0.0	<0.1%	615	Reduced−40
Sector Spdr Engy Select	COM	81369Y506	0.0	<0.1%	300	New+300
Yum China Holdings IncYUMC	COM	98850P109	0.0	<0.1%	388	Added+273
Rail Vision Ltd	COM	M8186D122	0.0	<0.1%	3,333	Unchanged
Crowdstrike Hldgs IncCRWD	COM	22788C105	0.0	<0.1%	19	Reduced−6
Uber Technologies Inc ComUBER	COM	90353T100	0.0	<0.1%	200	Added+150
Gmo International Value	COM	90139K407	0.0	<0.1%	370	Unchanged
Schwab Emerging Markets Equity ETF	COM	808524706	0.0	<0.1%	377	Reduced−883
Schwab Strategic TR SCHWB FDT Int SC ETFCLS	COM	15101Q207	0.0	<0.1%	273	Unchanged
York Space Sys IncYSS	COM	987084100	0.0	<0.1%	500	Reduced−500
Ametek IncAME	COM	031100100	0.0	<0.1%	50	Unchanged
iShares S&P Euro	COM	464287861	0.0	<0.1%	163	Unchanged
Vanguard Total World	COM	92206C565	0.0	<0.1%	172	Added+48
Eos Energy Enterprises IEOSE	COM	29415C101	0.0	<0.1%	2,000	New+2,000
Morgan StanleyMS	COM	617446448	0.0	<0.1%	56	Unchanged
Tempus AI IncTEM	COM	88023B103	0.0	<0.1%	200	Unchanged
Travelers CompaniesTRV	COM	89417E109	0.0	<0.1%	35	Unchanged
Vanguard Mid Cap Value	COM	922908512	0.0	<0.1%	58	Unchanged
Viking Holdings Ltd	COM	G93A5A101	0.0	<0.1%	100	Unchanged
iShares ESG 1-5 Year USD Corporate Bond ETF	COM	46435G243	0.0	<0.1%	406	Unchanged
U S Bancorp Del NewUSB	COM	902973304	0.0	<0.1%	165	Unchanged
Republic ServicesRSG	COM	760759100	0.0	<0.1%	45	Unchanged
First Trust NASDAQ Clean Edge Smart Grid Infrastructure Index Fund	COM	33737A108	0.0	<0.1%	49	Unchanged
Cognex CorpCGNX	COM	192422103	0.0	<0.1%	121	Unchanged
Ast Spacemobile IncASTS	COM	00217D100	0.0	<0.1%	96	Added+21
A T & T Inc NewT	COM	00206R102	0.0	<0.1%	400	New+400
Ondas IncONDS	COM	68236H204	0.0	<0.1%	1,000	New+1,000
Asml Holding N V	COM	N07059210	0.0	<0.1%	4	Unchanged
iShares Core S&P 500 ETF	COM	464287200	0.0	<0.1%	16	Reduced−49
FTSE RAFI 1000 US Lg Cap	COM	73935X583	0.0	<0.1%	145	Reduced−388
Fidelity Value Factor	COM	316092782	0.0	<0.1%	99	New+99
Illinois Tool Works IncITW	COM	452308109	0.0	<0.1%	25	Unchanged
Amgen IncorporatedAMGN	COM	031162100	0.0	<0.1%	18	Unchanged
Tractor Supply CompTSCO	COM	892356106	0.0	<0.1%	200	Unchanged
Stryker CorpSYK	COM	863667101	0.0	<0.1%	20	Unchanged
Aptargroup IncATR	COM	038336103	0.0	<0.1%	50	Unchanged
Google Inc Class A	COM	38259P508	0.0	<0.1%	17	Reduced−3
Xylem IncXYL	COM	98419M100	0.0	<0.1%	50	Unchanged
Rbb Fd Tr Mufg Japan	COM	75526L779	0.0	<0.1%	94	Unchanged
Erock IncEROC	COM	296013105	0.0	<0.1%	400	New+400
Synopsys IncSNPS	COM	871607107	0.0	<0.1%	12	Unchanged
Equitable Resources Inc	COM	294549100	0.0	<0.1%	100	Unchanged
Wisdomtree Japan Smalcp	COM	97717W836	0.0	<0.1%	49	Unchanged
Invesco ETF D TR WILDERHIL CLAN ETF	COM	46137V134	0.0	<0.1%	131	Unchanged
Prairie Operating CoPROP	COM	739650109	0.0	<0.1%	7,000	New+7,000
Thermo Fisher ScientificTMO	COM	883556102	0.0	<0.1%	10	Unchanged
Palantir Tech Inc Com CL aPLTR	COM	69608A108	0.0	<0.1%	42	New+42
Fidelity Natl InfoFIS	COM	31620M106	0.0	<0.1%	125	Unchanged
Danaher Corp DelDHR	COM	235851102	0.0	<0.1%	25	Unchanged
Verisk Analytics Inc ClaVRSK	COM	92345Y106	0.0	<0.1%	25	Unchanged
Coupang IncCPNG	COM	22266T109	0.0	<0.1%	250	Unchanged
Arista Networks Inc	COM	040413106	0.0	<0.1%	25	Unchanged
Canadian Pac Railway	COM	13645T100	0.0	<0.1%	45	Unchanged
Take Two InteractvTTWO	COM	874054109	0.0	<0.1%	14	Unchanged
American Express CompanyAXP	COM	025816109	0.0	<0.1%	10	Unchanged
Aurinia PharmaceuticAUPH	COM	05156V102	0.0	<0.1%	200	Unchanged
Plug Power Inc NewPLUG	COM	72919P202	0.0	<0.1%	1,185	Unchanged
Centene CorpCNC	COM	15135B101	0.0	<0.1%	47	Unchanged
Ishares Msci Eafe Value	COM	464288877	0.0	<0.1%	39	New+39
Dexcom IncDXCM	COM	252131107	0.0	<0.1%	44	Unchanged
Spotify Technology	COM	L8681T102	0.0	<0.1%	6	Unchanged
Defiance Next Gen	COM	26922A289	0.0	<0.1%	28	Added+4
Intel CorpINTC	COM	458140100	0.0	<0.1%	19	Unchanged
GE HealthCare Technologies Inc Common StockGEHC	COM	36266G107	0.0	<0.1%	41	Unchanged
D X C Technology ComDXC	COM	23355L106	0.0	<0.1%	287	Unchanged
Service Now IncNOW	COM	81762P102	0.0	<0.1%	25	Reduced−10
Fiserv IncFISV	COM	337738108	0.0	<0.1%	50	Unchanged
Norwegian Cruise Lin	COM	G66721104	0.0	<0.1%	100	Unchanged
Lockheed Martin CorpLMT	COM	539830109	0.0	<0.1%	4	Added+1
The Southern CompanySO	COM	842587107	0.0	<0.1%	20	Unchanged
Trimble Navigation LtdTRMB	COM	896239100	0.0	<0.1%	34	Unchanged
Disney Walt CoDIS	COM	254687106	0.0	<0.1%	18	Unchanged
Pool CorpPOOL	COM	73278L105	0.0	<0.1%	8	Unchanged
Rivian Automotive IncRIVN	COM	76954A103	0.0	<0.1%	98	New+98
Intuitive Machs IncLUNR	COM	46125A100	0.0	<0.1%	75	Reduced−40
Linde Plc	COM	G54950103	0.0	<0.1%	3	Unchanged
Fortune Brands InnovatioFBIN	COM	34964C106	0.0	<0.1%	29	Unchanged
Icici Bank LtdIBN	COM	45104G104	0.0	<0.1%	50	Added+20
Constellation Brand Cl ASTZ	COM	21036P108	0.0	<0.1%	10	Unchanged
Coinbase Global IncCOIN	COM	19260Q107	0.0	<0.1%	8	Unchanged
Gxo Logistics IncGXO	COM	36262G101	0.0	<0.1%	23	Unchanged
Super Micro Computer IncSMCI	COM	86800U302	0.0	<0.1%	37	Added+2
Chevron CorporationCVX	COM	166764100	0.0	<0.1%	5	Added+2
Lululemon AthleticaLULU	COM	550021109	0.0	<0.1%	7	Reduced−15
Veralto CorpVLTO	COM	92338C103	0.0	<0.1%	8	Reduced−20
Firefly Aerospace IncFLY	COM	31816X106	0.0	<0.1%	23	New+23
Enbridge IncENB	COM	29250N105	0.0	<0.1%	12	Unchanged
Ishares Msci Brazil Indx	COM	464286400	0.0	<0.1%	18	Added+3
T-Rex 2x Inverse Tesla Daily Target EFT	COM	26923N827	0.0	<0.1%	54	Unchanged
Lucid Group Inc	COM	549498103	0.0	<0.1%	47	New+47
Fidelity Wise OriginFBTC	COM	315948109	0.0	<0.1%	6	Unchanged
Masterbrand IncMBC	COM	57638P104	0.0	<0.1%	29	Unchanged
Zions BancorpZION	COM	989701107	0.0	<0.1%	4	Unchanged
Technipfmc Plc	COM	G87110105	0.0	<0.1%	4	Reduced−1,717
Compania De Minas BuenBVN	COM	204448104	0.0	<0.1%	8	Added+1
Indie Semiconductor IncINDI	COM	45569U101	0.0	<0.1%	50	Reduced−270
Schwab US Dividend	COM	808524797	0.0	<0.1%	7	Added+3
Ishares Esg Msci Kld 400	COM	464288570	0.0	<0.1%	1	Unchanged
Ishares Global Clean	COM	464288224	0.0	<0.1%	6	Added+5
Azure Pwr Global Ltd	COM	V0393H103	0.0	<0.1%	100	Unchanged
Sigma Lithium CorpSGML	COM	826599102	0.0	<0.1%	7	Unchanged
Serve Robotics IncSERV	COM	81758H106	0.0	<0.1%	10	Unchanged
Kyndryl Hldgs IncKD	COM	50155Q100	0.0	<0.1%	3	Unchanged

Sold out: 41 positions

Held at the end of the quarter before and not reported this quarter.

Your Advocates Ltd., LLP, positions sold out
Issuer	Class	CUSIP	Weight	Change on the quarter before
Aeva Technologies Inc	COM	00835Q103	0.0%	Sold out−10
Airgain IncorporaratedAIRG	COM	00938A104	0.0%	Sold out−100
Annaly Capital Mgmt	COM	035710409	0.0%	Sold out0
Ardmore Shipping Co	COM	Y0207T100	0.0%	Sold out−166
Brc Inc	COM	05601U105	0.0%	Sold out−453
Carmax IncKMX	COM	143130102	0.0%	Sold out−10
Conagra Brands IncCAG	COM	205887102	0.0%	Sold out−1,019
Cytosorbents Corpora	COM	23283X206	0.0%	Sold out−250
Denali Therapeutics I NDNLI	COM	24823R105	0.0%	Sold out−100
Draganfly Inc	COM	26142Q205	0.0%	Sold out−12
Fidelity Enhanced	COM	31609A404	0.0%	Sold out−833
Fidelity Total Bond Etf	COM	316188309	0.0%	Sold out−502
Fubotv Inc	COM	35953D104	0.0%	Sold out−4
Global X FDS Global X Uranium ETF	COM	37954Y871	0.0%	Sold out−50
Infineon Tech AgIFNNY	COM	45662N103	0.0%	Sold out−50
Invesco S & P Smlcp	COM	46137V498	0.0%	Sold out−420
Invesco Total Return	COM	46090A804	0.0%	Sold out−614
Ishares S&P 500 Growth	COM	464287309	0.0%	Sold out−1,111
Ishares S&P 500 Value	COM	464287408	0.0%	Sold out−687
Ishares Tr Barclays Fund	COM	464287226	0.0%	Sold out−618
Jpmorgn Hedgd Eqty Lad	COM	46654Q724	0.0%	Sold out−447
MakeMyTrip Limited	COM	V5633W109	0.0%	Sold out−6
Monopar Therapeutics EquMNPR	COM	61023L207	0.0%	Sold out−3,344
Nautilus BiotechnologyNAUT	COM	63909J108	0.0%	Sold out−150
New Fortress Energy A	COM	644393100	0.0%	Sold out−1,000
Nrg Energy IncNRG	COM	629377508	0.0%	Sold out−9
Nuvve Hldg Corp	COM	67079Y100	0.0%	Sold out−1
Pinterest IncPINS	COM	72352L106	0.0%	Sold out−50
ProShares UltraPro Short S&P 500	COM	74347B110	0.0%	Sold out−1,000
Qualcomm IncQCOM	COM	747525103	0.0%	Sold out−200
Redhill Biopharma Lt ERDHL	COM	757468301	0.0%	Sold out−19
Relay Therapeutics IncRLAY	COM	75943R102	0.0%	Sold out−100
Sap SE Ordf	COM	D66992104	0.0%	Sold out−250
Schwab U.S. Large-Cap	COM	808524409	0.0%	Sold out−123
Seadrill Ltd	COM	G7997W102	0.0%	Sold out−2
Sturm Ruger & Co IncRGR	COM	864159108	0.0%	Sold out−42
Vanguard Esg US Stock	COM	921910733	0.0%	Sold out−1
Viatris IncVTRS	COM	92556V106	0.0%	Sold out−6
Weatherford Intl	COM	G48833118	0.0%	Sold out−17
Wisdomtree U.S. Value	COM	97717W547	0.0%	Sold out−588
Zk Intl Group Co Ltd	COM	G9892K100	0.0%	Sold out−143

Source: SEC EDGAR, Form 13F-HR, accession 0001774437-26-000005 (on sec.gov). Last ingested by Listed: Oct 22, 2026, 05:26 ET. Listed shows no prices and gives no investment advice.