Listed

Citizens, Inc.

CIANYSECIK 24090FinancialsFiscal year ends Dec 31

Latest reported revenue, Q2 FY2026$60.4mRevenue, Q2 FY2026, three months to 2026-06-30$60.4m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figureThree months to Jun 30, 2026, from the 10-Q filed Aug 6, 2026.

Latest quarter: Q2 FY2026

Three months to Jun 30, 2026, against the same quarter a year earlier.

  • Revenue$60.4mRevenue, Q2 FY2026, three months to 2026-06-30$60.4m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure−7.2% on a year earlier
  • Gross marginnot reported (Gross profit not reported)No year-earlier figure to compare
  • Operating marginnot reported (Operating income not reported)No year-earlier figure to compare
  • Net margin−0.7%Net margin, Q2 FY2026, three months to 2026-06-30. net income / revenueNet income: −$425.0k. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Revenue: $60.4m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure−10.6 pts on a year earlier
  • Diluted EPSnot reported (Diluted EPS not reported)No year-earlier figure to compare
  • Free cash flow$2.0mFree cash flow, Q2 FY2026, three months to 2026-06-30. operating cash flow − capital expenditureOperating cash flow: $2.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Capital expenditure: $35.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Report this figure−38.9% on a year earlier

Last eight quarters

Full statements
Revenue$60.4mNet margin −0.7%
Free cash flow$2.0m, Q2 FY2026
Citizens, Inc., key figures for the last eight quarters
Line itemUnitQ3 FY20242024-09-30Q4 FY20242024-12-31Q1 FY20252025-03-31Q2 FY20252025-06-30Q3 FY20252025-09-30Q4 FY20252025-12-31Q1 FY20262026-03-31Q2 FY20262026-06-30Shape over the periods
Revenue$m61.7Revenue, Q3 FY2024, three months to 2024-09-30$61.7m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure63.5Revenue, Q4 FY2024, three months to 2024-12-31$63.5m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure55.7Revenue, Q1 FY2025, three months to 2025-03-31$55.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure65.1Revenue, Q2 FY2025, three months to 2025-06-30$65.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure62.8Revenue, Q3 FY2025, three months to 2025-09-30$62.8m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure72.1Revenue, Q4 FY2025, three months to 2025-12-31$72.1m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure59.7Revenue, Q1 FY2026, three months to 2026-03-31$59.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure60.4Revenue, Q2 FY2026, three months to 2026-06-30$60.4m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure
Gross margin%not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)
Operating margin%not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)
Net margin%4.5%Net margin, Q3 FY2024, three months to 2024-09-30. net income / revenueNet income: $2.8m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $61.7m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure5.7%Net margin, Q4 FY2024, three months to 2024-12-31. net income / revenueNet income: $3.6m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $63.5m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure(2.9%)Net margin, Q1 FY2025, three months to 2025-03-31. net income / revenueNet income: −$1.6m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Revenue: $55.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure9.9%Net margin, Q2 FY2025, three months to 2025-06-30. net income / revenueNet income: $6.5m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Revenue: $65.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure3.8%Net margin, Q3 FY2025, three months to 2025-09-30. net income / revenueNet income: $2.4m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $62.8m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure10.2%Net margin, Q4 FY2025, three months to 2025-12-31. net income / revenueNet income: $7.3m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $72.1m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure3.8%Net margin, Q1 FY2026, three months to 2026-03-31. net income / revenueNet income: $2.3m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Revenue: $59.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure(0.7%)Net margin, Q2 FY2026, three months to 2026-06-30. net income / revenueNet income: −$425.0k. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Revenue: $60.4m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-08-06, accession 0000024090-26-000043.Report this figure
Diluted EPS$ per sharenot reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)
Free cash flow$m9.3Free cash flow, Q3 FY2024, three months to 2024-09-30. operating cash flow − capital expenditureOperating cash flow: $9.7m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2025-11-06, accession 0000024090-25-000124. Derived: 9-month figure less the 6-month figure.Capital expenditure: $372.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2025-11-06, accession 0000024090-25-000124. Derived: 9-month figure less the 6-month figure.Report this figure10.7Free cash flow, Q4 FY2024, three months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $10.8m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-03-12, accession 0000024090-26-000011. Derived: 12-month figure less the 9-month figure.Capital expenditure: $102.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2026-03-12, accession 0000024090-26-000011. Derived: 12-month figure less the 9-month figure.Report this figure0.6Free cash flow, Q1 FY2025, three months to 2025-03-31. operating cash flow − capital expenditureOperating cash flow: $748.0k. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Capital expenditure: $107.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure3.3Free cash flow, Q2 FY2025, three months to 2025-06-30. operating cash flow − capital expenditureOperating cash flow: $3.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Capital expenditure: $176.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Report this figure4.6Free cash flow, Q3 FY2025, three months to 2025-09-30. operating cash flow − capital expenditureOperating cash flow: $4.7m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2025-11-06, accession 0000024090-25-000124. Derived: 9-month figure less the 6-month figure.Capital expenditure: $60.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2025-11-06, accession 0000024090-25-000124. Derived: 9-month figure less the 6-month figure.Report this figure9.0Free cash flow, Q4 FY2025, three months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $9.1m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-03-12, accession 0000024090-26-000011. Derived: 12-month figure less the 9-month figure.Capital expenditure: $104.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2026-03-12, accession 0000024090-26-000011. Derived: 12-month figure less the 9-month figure.Report this figure(0.6)Free cash flow, Q1 FY2026, three months to 2026-03-31. operating cash flow − capital expenditureOperating cash flow: −$323.0k. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Capital expenditure: $326.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2026-05-07, accession 0000024090-26-000027.Report this figure2.0Free cash flow, Q2 FY2026, three months to 2026-06-30. operating cash flow − capital expenditureOperating cash flow: $2.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Capital expenditure: $35.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-Q filed 2026-08-06, accession 0000024090-26-000043. Derived: 6-month figure less the 3-month figure.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Last five fiscal years

Revenue$255.6mNet margin 5.7%
Free cash flow$17.5m, FY2025
Citizens, Inc., key figures for the last five fiscal years
Line itemUnitFY20212021-12-31FY20222022-12-31FY20232023-12-31FY20242024-12-31FY20252025-12-31Shape over the periods
Revenue$m251Revenue, FY2021, twelve months to 2021-12-31$250.5m. XBRL concept us-gaap:Revenues. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure233Revenue, FY2022, twelve months to 2022-12-31$232.5m. XBRL concept us-gaap:Revenues. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure241Revenue, FY2023, twelve months to 2023-12-31$240.7m. XBRL concept us-gaap:Revenues. 10-K filed 2025-03-13, accession 0000024090-25-000018.Report this figure245Revenue, FY2024, twelve months to 2024-12-31$245.0m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure256Revenue, FY2025, twelve months to 2025-12-31$255.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure
Gross margin%not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)
Operating margin%not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)
Net margin%29.0%Net margin, FY2021, twelve months to 2021-12-31. net income / revenueNet income: $72.7m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2024-03-14, accession 0000024090-24-000031.Revenue: $250.5m. XBRL concept us-gaap:Revenues. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure11.2%Net margin, FY2022, twelve months to 2022-12-31. net income / revenueNet income: $26.0m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2024-03-14, accession 0000024090-24-000031.Revenue: $232.5m. XBRL concept us-gaap:Revenues. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure10.2%Net margin, FY2023, twelve months to 2023-12-31. net income / revenueNet income: $24.4m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2025-03-13, accession 0000024090-25-000018.Revenue: $240.7m. XBRL concept us-gaap:Revenues. 10-K filed 2025-03-13, accession 0000024090-25-000018.Report this figure6.1%Net margin, FY2024, twelve months to 2024-12-31. net income / revenueNet income: $14.9m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $245.0m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure5.7%Net margin, FY2025, twelve months to 2025-12-31. net income / revenueNet income: $14.6m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-03-12, accession 0000024090-26-000011.Revenue: $255.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure
Diluted EPS$ per sharenot reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)not reported (Diluted EPS not reported)
Free cash flow$m39.4Free cash flow, FY2021, twelve months to 2021-12-31. operating cash flow − capital expenditureOperating cash flow: $40.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2024-03-14, accession 0000024090-24-000031.Capital expenditure: $1.0m. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure56.8Free cash flow, FY2022, twelve months to 2022-12-31. operating cash flow − capital expenditureOperating cash flow: $56.9m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2024-03-14, accession 0000024090-24-000031.Capital expenditure: $100.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2024-03-14, accession 0000024090-24-000031.Report this figure21.6Free cash flow, FY2023, twelve months to 2023-12-31. operating cash flow − capital expenditureOperating cash flow: $22.1m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2025-03-13, accession 0000024090-25-000018.Capital expenditure: $442.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2025-03-13, accession 0000024090-25-000018.Report this figure31.3Free cash flow, FY2024, twelve months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $31.9m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-03-12, accession 0000024090-26-000011.Capital expenditure: $663.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure17.5Free cash flow, FY2025, twelve months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $18.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-03-12, accession 0000024090-26-000011.Capital expenditure: $447.0k. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2026-03-12, accession 0000024090-26-000011.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Insider purchases and sales

All insider transactions

The last 20 open-market transactions reported on Form 4 (codes P and S). The reported price is the price per share the insider stated on the form: filing data, not a market price.

No open-market purchases or sales by insiders are in coverage from Nov 2024 to Oct 2026.

No open-market purchases or sales by insiders are in coverage for this company.

Funds that report holding it

All funds

From each manager's latest Form 13F, largest reported value first. Reported value is as filed at the quarter end: filing data, not a price. A put or call is an option position, not shares held.

Funds that report holding Citizens, Inc.
FundQuarter endedReported valueSharesPut or callChange on the quarter before
BlackRock, Inc.2026-06-30$20.5m3,578,569Added+311,270
CONTINENTAL GENERAL INSURANCE CO2026-06-30$15.2m2,647,918Added+96,269
VANGUARD CAPITAL MANAGEMENT LLC2026-06-30$11.4m1,985,149Added+30,026
UBS Group AG2026-06-30$6.8m1,188,654Added+542,281
GEODE CAPITAL MANAGEMENT, LLC2026-06-30$6.4m1,120,660Added+68,437
STATE STREET CORP2026-06-30$3.8m667,706Reduced−752
First Eagle Investment Management, LLC2026-06-30$3.4m584,050Added+1,300
First Eagle Investment Management, LLC2026-06-30$3.4m584,050Added+1,300
BRIDGEWAY CAPITAL MANAGEMENT, LLC2026-06-30$2.9m512,708Added+18,290
NORTHERN TRUST CORP2026-06-30$2.2m377,518Added+33,039

Recent filings

All 884 filings

Reports and events: 10-K, 10-Q, 8-K, proxy statements and ownership schedules.

Citizens, Inc., recent filings
FiledFormWhat it isAccession number
2026-10-0918:02 ET8-K1.01 Entry into a material agreement; 9.01 Financial statements and exhibits0000024090-26-000045
2026-08-0620:09 ET10-QQuarterly reportPeriod 2026-06-300000024090-26-000043
2026-08-0620:07 ET8-K2.02 Results of operations0000024090-26-000042
2026-06-1814:01 ET8-K5.07 Shareholder vote results0000024090-26-000036
2026-05-0720:15 ET10-QQuarterly reportPeriod 2026-03-310000024090-26-000027
2026-05-0720:11 ET8-K2.02 Results of operations0000024090-26-000026
2026-04-3013:45 ETDEF 14AProxy statementPeriod 2026-06-160000024090-26-000019
2026-03-1220:11 ET10-KAnnual reportPeriod 2025-12-310000024090-26-000011
2026-03-1220:09 ET8-K2.02 Results of operations0000024090-26-000010
2026-03-1015:13 ET8-K5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits0000024090-26-000005

Latest annual report

Form 10-K for the fiscal year ended Dec 31, 2025Filed Mar 12, 2026. Its page lists the documents and the extracted sections, such as Business and Risk factors.

Forecast league

Q3 FY2026, the quarter ended 2026-09-30, is open for forecasts until the first results filing for it is accepted by EDGAR. Results are due by [object Promise].Forecast this quarter

About the filer

CIK
24090
Tickers
CIA
Exchange
NYSE
SIC code
6311 Life Insurance
Sector
Financials
Fiscal year ends
Dec 31
Incorporated in
CO
Filer category
Accelerated filer
Former names
CITIZENS INC (to 2019-06-05)

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 24, 2026, 15:18 ET. Listed shows no prices and gives no investment advice.