Listed

Enova International, Inc.

ENVANYSECIK 1529864FinancialsFiscal year ends Dec 31

Latest reported revenue, Q3 FY2026$1.01bnRevenue, Q3 FY2026, three months to 2026-09-30$1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figureThree months to Sep 30, 2026, from the 10-Q filed Oct 22, 2026.

Latest quarter: Q3 FY2026

Three months to Sep 30, 2026, against the same quarter a year earlier.

  • Revenue$1.01bnRevenue, Q3 FY2026, three months to 2026-09-30$1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure+25.7% on a year earlier
  • Gross margin60.9%Gross margin, Q3 FY2026, three months to 2026-09-30. gross profit / revenueGross profit: $614.4m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure+3.5 pts on a year earlier
  • Operating margin24.5%Operating margin, Q3 FY2026, three months to 2026-09-30. operating income / revenueOperating income: $247.2m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure−0.0 pts on a year earlier
  • Net margin10.6%Net margin, Q3 FY2026, three months to 2026-09-30. net income / revenueNet income: $107.3m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure+0.6 pts on a year earlier
  • Diluted EPS$4.06Diluted EPS, Q3 FY2026, three months to 2026-09-30$4.06 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure+34.0% on a year earlier
  • Free cash flow$524.0mFree cash flow, Q3 FY2026, three months to 2026-09-30. operating cash flow − capital expenditureOperating cash flow: $535.6m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Capital expenditure: $11.6m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Report this figure+11.4% on a year earlier

Last eight quarters

Full statements
Revenue$1.01bnGross margin 60.9%
Diluted EPS$4.06, Q3 FY2026
Free cash flow$524.0m, Q3 FY2026
Line itemUnitQ4 FY20242024-12-31Q1 FY20252025-03-31Q2 FY20252025-06-30Q3 FY20252025-09-30Q4 FY20252025-12-31Q1 FY20262026-03-31Q2 FY20262026-06-30Q3 FY20262026-09-30
Revenue$m730Revenue, Q4 FY2024, three months to 2024-12-31$729.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure746Revenue, Q1 FY2025, three months to 2025-03-31$745.5m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure764Revenue, Q2 FY2025, three months to 2025-06-30$764.0m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure803Revenue, Q3 FY2025, three months to 2025-09-30$802.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure839Revenue, Q4 FY2025, three months to 2025-12-31$839.4m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure875Revenue, Q1 FY2026, three months to 2026-03-31$875.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure929Revenue, Q2 FY2026, three months to 2026-06-30$928.9m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure1,009Revenue, Q3 FY2026, three months to 2026-09-30$1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure
Gross margin%56.6%Gross margin, Q4 FY2024, three months to 2024-12-31. gross profit / revenueGross profit: $413.0m. XBRL concept us-gaap:GrossProfit. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $729.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure57.2%Gross margin, Q1 FY2025, three months to 2025-03-31. gross profit / revenueGross profit: $426.2m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $745.5m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure57.8%Gross margin, Q2 FY2025, three months to 2025-06-30. gross profit / revenueGross profit: $441.5m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $764.0m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure57.4%Gross margin, Q3 FY2025, three months to 2025-09-30. gross profit / revenueGross profit: $460.7m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $802.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure59.8%Gross margin, Q4 FY2025, three months to 2025-12-31. gross profit / revenueGross profit: $501.9m. XBRL concept us-gaap:GrossProfit. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $839.4m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure60.4%Gross margin, Q1 FY2026, three months to 2026-03-31. gross profit / revenueGross profit: $529.0m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $875.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure61.2%Gross margin, Q2 FY2026, three months to 2026-06-30. gross profit / revenueGross profit: $568.1m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $928.9m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure60.9%Gross margin, Q3 FY2026, three months to 2026-09-30. gross profit / revenueGross profit: $614.4m. XBRL concept us-gaap:GrossProfit. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure
Operating margin%21.3%Operating margin, Q4 FY2024, three months to 2024-12-31. operating income / revenueOperating income: $155.2m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $729.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure23.1%Operating margin, Q1 FY2025, three months to 2025-03-31. operating income / revenueOperating income: $171.9m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $745.5m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure24.1%Operating margin, Q2 FY2025, three months to 2025-06-30. operating income / revenueOperating income: $184.1m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $764.0m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure24.5%Operating margin, Q3 FY2025, three months to 2025-09-30. operating income / revenueOperating income: $196.8m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $802.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure22.2%Operating margin, Q4 FY2025, three months to 2025-12-31. operating income / revenueOperating income: $186.6m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $839.4m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure23.7%Operating margin, Q1 FY2026, three months to 2026-03-31. operating income / revenueOperating income: $207.1m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $875.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure25.5%Operating margin, Q2 FY2026, three months to 2026-06-30. operating income / revenueOperating income: $237.1m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $928.9m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure24.5%Operating margin, Q3 FY2026, three months to 2026-09-30. operating income / revenueOperating income: $247.2m. XBRL concept us-gaap:OperatingIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure
Net margin%8.7%Net margin, Q4 FY2024, three months to 2024-12-31. net income / revenueNet income: $63.7m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $729.6m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure9.8%Net margin, Q1 FY2025, three months to 2025-03-31. net income / revenueNet income: $72.9m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $745.5m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure10.0%Net margin, Q2 FY2025, three months to 2025-06-30. net income / revenueNet income: $76.1m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $764.0m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure10.0%Net margin, Q3 FY2025, three months to 2025-09-30. net income / revenueNet income: $80.3m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $802.7m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure9.4%Net margin, Q4 FY2025, three months to 2025-12-31. net income / revenueNet income: $79.0m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Revenue: $839.4m. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure10.4%Net margin, Q1 FY2026, three months to 2026-03-31. net income / revenueNet income: $91.1m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Revenue: $875.1m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure11.3%Net margin, Q2 FY2026, three months to 2026-06-30. net income / revenueNet income: $105.1m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Revenue: $928.9m. XBRL concept us-gaap:Revenues. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure10.6%Net margin, Q3 FY2026, three months to 2026-09-30. net income / revenueNet income: $107.3m. XBRL concept us-gaap:NetIncomeLoss. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Revenue: $1.01bn. XBRL concept us-gaap:Revenues. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure
Diluted EPS$ per sharenot reported2.69Diluted EPS, Q1 FY2025, three months to 2025-03-31$2.69 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure2.86Diluted EPS, Q2 FY2025, three months to 2025-06-30$2.86 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure3.03Diluted EPS, Q3 FY2025, three months to 2025-09-30$3.03 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figurenot reported3.46Diluted EPS, Q1 FY2026, three months to 2026-03-31$3.46 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure4.00Diluted EPS, Q2 FY2026, three months to 2026-06-30$4.00 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-07-23, accession 0001193125-26-314590.Report this figure4.06Diluted EPS, Q3 FY2026, three months to 2026-09-30$4.06 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-10-22, accession 0001193125-26-429122.Report this figure
Free cash flow$m420Free cash flow, Q4 FY2024, three months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $430.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Capital expenditure: $10.2m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure378Free cash flow, Q1 FY2025, three months to 2025-03-31. operating cash flow − capital expenditureOperating cash flow: $391.1m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Capital expenditure: $12.9m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure436Free cash flow, Q2 FY2025, three months to 2025-06-30. operating cash flow − capital expenditureOperating cash flow: $447.4m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-07-23, accession 0001193125-26-314590. Derived: 6-month figure less the 3-month figure.Capital expenditure: $11.2m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-07-23, accession 0001193125-26-314590. Derived: 6-month figure less the 3-month figure.Report this figure470Free cash flow, Q3 FY2025, three months to 2025-09-30. operating cash flow − capital expenditureOperating cash flow: $481.8m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Capital expenditure: $11.3m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Report this figure487Free cash flow, Q4 FY2025, three months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $498.8m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Capital expenditure: $11.7m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-20, accession 0001193125-26-060461. Derived: 12-month figure less the 9-month figure.Report this figure464Free cash flow, Q1 FY2026, three months to 2026-03-31. operating cash flow − capital expenditureOperating cash flow: $474.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Capital expenditure: $10.8m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-04-23, accession 0001193125-26-174021.Report this figure531Free cash flow, Q2 FY2026, three months to 2026-06-30. operating cash flow − capital expenditureOperating cash flow: $544.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-07-23, accession 0001193125-26-314590. Derived: 6-month figure less the 3-month figure.Capital expenditure: $12.6m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-07-23, accession 0001193125-26-314590. Derived: 6-month figure less the 3-month figure.Report this figure524Free cash flow, Q3 FY2026, three months to 2026-09-30. operating cash flow − capital expenditureOperating cash flow: $535.6m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Capital expenditure: $11.6m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-10-22, accession 0001193125-26-429122. Derived: 9-month figure less the 6-month figure.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Last five fiscal years

Revenue$3.15bnGross margin 58.1%
Diluted EPS$11.52, FY2025
Free cash flow$1.77bn, FY2025
Line itemUnitFY20212021-12-31FY20222022-12-31FY20232023-12-31FY20242024-12-31FY20252025-12-31
Revenue$m1,208Revenue, FY2021, twelve months to 2021-12-31$1.21bn. XBRL concept us-gaap:Revenues. 10-K filed 2024-02-23, accession 0000950170-24-019385.Report this figure1,736Revenue, FY2022, twelve months to 2022-12-31$1.74bn. XBRL concept us-gaap:Revenues. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure2,118Revenue, FY2023, twelve months to 2023-12-31$2.12bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure2,658Revenue, FY2024, twelve months to 2024-12-31$2.66bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure3,152Revenue, FY2025, twelve months to 2025-12-31$3.15bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure
Gross margin%84.8%Gross margin, FY2021, twelve months to 2021-12-31. gross profit / revenueGross profit: $1.02bn. XBRL concept us-gaap:GrossProfit. 10-K filed 2024-02-23, accession 0000950170-24-019385.Revenue: $1.21bn. XBRL concept us-gaap:Revenues. 10-K filed 2024-02-23, accession 0000950170-24-019385.Report this figure64.4%Gross margin, FY2022, twelve months to 2022-12-31. gross profit / revenueGross profit: $1.12bn. XBRL concept us-gaap:GrossProfit. 10-K filed 2025-02-18, accession 0000950170-25-022244.Revenue: $1.74bn. XBRL concept us-gaap:Revenues. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure58.1%Gross margin, FY2023, twelve months to 2023-12-31. gross profit / revenueGross profit: $1.23bn. XBRL concept us-gaap:GrossProfit. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.12bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure57.5%Gross margin, FY2024, twelve months to 2024-12-31. gross profit / revenueGross profit: $1.53bn. XBRL concept us-gaap:GrossProfit. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.66bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure58.1%Gross margin, FY2025, twelve months to 2025-12-31. gross profit / revenueGross profit: $1.83bn. XBRL concept us-gaap:GrossProfit. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $3.15bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure
Operating margin%34.2%Operating margin, FY2021, twelve months to 2021-12-31. operating income / revenueOperating income: $413.1m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2024-02-23, accession 0000950170-24-019385.Revenue: $1.21bn. XBRL concept us-gaap:Revenues. 10-K filed 2024-02-23, accession 0000950170-24-019385.Report this figure22.1%Operating margin, FY2022, twelve months to 2022-12-31. operating income / revenueOperating income: $384.0m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2025-02-18, accession 0000950170-25-022244.Revenue: $1.74bn. XBRL concept us-gaap:Revenues. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure19.9%Operating margin, FY2023, twelve months to 2023-12-31. operating income / revenueOperating income: $422.1m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.12bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure22.0%Operating margin, FY2024, twelve months to 2024-12-31. operating income / revenueOperating income: $584.8m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.66bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure23.5%Operating margin, FY2025, twelve months to 2025-12-31. operating income / revenueOperating income: $739.4m. XBRL concept us-gaap:OperatingIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $3.15bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure
Net margin%21.2%Net margin, FY2021, twelve months to 2021-12-31. net income / revenueNet income: $256.3m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2024-02-23, accession 0000950170-24-019385.Revenue: $1.21bn. XBRL concept us-gaap:Revenues. 10-K filed 2024-02-23, accession 0000950170-24-019385.Report this figure11.9%Net margin, FY2022, twelve months to 2022-12-31. net income / revenueNet income: $207.4m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2025-02-18, accession 0000950170-25-022244.Revenue: $1.74bn. XBRL concept us-gaap:Revenues. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure8.3%Net margin, FY2023, twelve months to 2023-12-31. net income / revenueNet income: $175.1m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.12bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure7.9%Net margin, FY2024, twelve months to 2024-12-31. net income / revenueNet income: $209.4m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $2.66bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure9.8%Net margin, FY2025, twelve months to 2025-12-31. net income / revenueNet income: $308.4m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-20, accession 0001193125-26-060461.Revenue: $3.15bn. XBRL concept us-gaap:Revenues. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure
Diluted EPS$ per share6.79Diluted EPS, FY2021, twelve months to 2021-12-31$6.79 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2024-02-23, accession 0000950170-24-019385.Report this figure6.19Diluted EPS, FY2022, twelve months to 2022-12-31$6.19 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure5.49Diluted EPS, FY2023, twelve months to 2023-12-31$5.49 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure7.43Diluted EPS, FY2024, twelve months to 2024-12-31$7.43 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure11.52Diluted EPS, FY2025, twelve months to 2025-12-31$11.52 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure
Free cash flow$m442Free cash flow, FY2021, twelve months to 2021-12-31. operating cash flow − capital expenditureOperating cash flow: $471.9m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2024-02-23, accession 0000950170-24-019385.Capital expenditure: $29.7m. XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment. 10-K filed 2022-02-28, accession 0000950170-22-002334.Report this figure850Free cash flow, FY2022, twelve months to 2022-12-31. operating cash flow − capital expenditureOperating cash flow: $894.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2025-02-18, accession 0000950170-25-022244.Capital expenditure: $43.6m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2025-02-18, accession 0000950170-25-022244.Report this figure1,122Free cash flow, FY2023, twelve months to 2023-12-31. operating cash flow − capital expenditureOperating cash flow: $1.17bn. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-20, accession 0001193125-26-060461.Capital expenditure: $45.2m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure1,495Free cash flow, FY2024, twelve months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $1.54bn. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-20, accession 0001193125-26-060461.Capital expenditure: $43.4m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure1,772Free cash flow, FY2025, twelve months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $1.82bn. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-20, accession 0001193125-26-060461.Capital expenditure: $47.1m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-20, accession 0001193125-26-060461.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Insider purchases and sales

All insider transactions

The last 20 open-market transactions reported on Form 4 (codes P and S). The reported price is the price per share the insider stated on the form: filing data, not a market price.

By month, by reported value, last 24 monthsPurchases $0Sales $11.5m
DateInsiderTransactionSharesReported priceValueFiling
2026-10-28Fisher DavidExecutive Chairman, Director, Officer Sale9,957$178.157$1.8mForm 4
2026-10-27Fisher DavidExecutive Chairman, Director, Officer Sale13,200$171.7872$2.3mForm 4
2026-10-27Chartier KirkChief Strategy Officer, Officer Sale27,977$171.5082$4.8mForm 4
2026-10-27Cunningham Steven EChief Executive Officer, Director, Officer Sale4,156$172.00$714.8kForm 4
2026-10-27Cunningham Steven EChief Executive Officer, Director, Officer Sale3,758$172.00$646.4kForm 4
2026-10-27Cunningham Steven EChief Executive Officer, Director, Officer Sale7,391$172.00$1.3mForm 4
2016-11-14Firstcash, Inc10% owner Sale159,074$11.15$1.8mForm 4
2016-11-11Firstcash, Inc10% owner Sale939,703$9.95$9.4mForm 4
2016-11-10Firstcash, Inc10% owner Sale738,532$9.72$7.2mForm 4
2016-11-09Firstcash, Inc10% owner Sale272,742$9.35$2.6mForm 4
2016-11-08Firstcash, Inc10% owner Sale40,800$8.85$361.1kForm 4
2016-11-07Firstcash, Inc10% owner Sale149,838$8.91$1.3mForm 4
2016-11-02Firstcash, Inc10% owner Sale100,000$8.80$880.0kForm 4
2016-10-28Firstcash, Inc10% owner Sale552,047$9.25$5.1mForm 4
2016-10-27Firstcash, Inc10% owner Sale51,804$9.07$469.9kForm 4
2016-10-26Firstcash, Inc10% owner Sale1,700$9.15$15.6kForm 4
2016-10-25Firstcash, Inc10% owner Sale24,900$9.19$228.8kForm 4
2016-10-24Firstcash, Inc10% owner Sale16,039$9.10$146.0kForm 4
2016-10-21Firstcash, Inc10% owner Sale5,912$9.19$54.3kForm 4
2016-10-20Firstcash, Inc10% owner Sale13,800$9.37$129.3kForm 4

Funds that report holding it

All funds

From each manager's latest Form 13F, largest reported value first. Reported value is as filed at the quarter end: filing data, not a price. A put or call is an option position, not shares held.

FundQuarter endedReported valueSharesPut or callChange on the quarter before
BlackRock, Inc.2026-06-30$1.00bn4,164,846Added+104,453
VANGUARD CAPITAL MANAGEMENT LLC2026-06-30$256.1m1,063,968Reduced−1,169
STATE STREET CORP2026-06-30$244.3m1,014,929Added+49,926
Invesco Ltd.2026-06-30$226.6m941,183Added+52,996
DIMENSIONAL FUND ADVISORS LP2026-06-30$211.9m880,279Reduced−176,435
FMR LLC2026-06-30$209.1m868,413Added+264,859
VANGUARD PORTFOLIO MANAGEMENT LLC2026-06-30$200.1m831,027Reduced−35,423
RENAISSANCE TECHNOLOGIES LLC2026-06-30$187.1m777,294Added+27,200
GEODE CAPITAL MANAGEMENT, LLC2026-06-30$170.4m707,535Added+38,910
FRANKLIN RESOURCES INC2026-06-30$135.7m563,498Reduced−4,332

Recent filings

All 1,221 filings

Reports and events: 10-K, 10-Q, 8-K, proxy statements and ownership schedules.

FiledFormWhat it isAccession number
2026-10-2217:20 ET10-QQuarterly reportPeriod 2026-09-300001193125-26-429122
2026-10-2216:16 ET8-K2.02 Results of operations; 9.01 Financial statements and exhibits0001193125-26-428941
2026-10-1617:25 ET8-K1.01 Entry into a material agreement; 1.02 Termination of a material agreement; 9.01 Financial statements and exhibits0001193125-26-424282
2026-10-1316:20 ET8-K1.01 Entry into a material agreement; 2.03 New direct financial obligation0001193125-26-420462
2026-09-2516:15 ET8-K1.01 Entry into a material agreement; 2.03 New direct financial obligation; 9.01 Financial statements and exhibits0001193125-26-402851
2026-09-1716:15 ET8-K1.01 Entry into a material agreement; 2.03 New direct financial obligation0001193125-26-394356
2026-09-1517:21 ET8-K7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits0001193125-26-392151
2026-09-1416:15 ET8-K7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits0001193125-26-390599
2026-09-0916:20 ET8-K7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits0001193125-26-386483
2026-08-2116:16 ET8-K1.01 Entry into a material agreement; 2.03 New direct financial obligation0001193125-26-361123

Latest annual report

Form 10-K for the fiscal year ended Dec 31, 2025Filed Feb 20, 2026. Its page lists the documents and the extracted sections, such as Business and Risk factors.

Forecast league

Not in this season’s league. The league lists companies whose quarter has ended and whose results are not yet filed.This season’s league

About the filer

CIK
1529864
Tickers
ENVA
Exchange
NYSE
SIC code
6141 Personal Credit Institutions
Sector
Financials
Fiscal year ends
Dec 31
Incorporated in
DE
Filer category
Large accelerated filer
Former names
Enova International, Inc. (to 2026-10-29)

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 18:01 ET. Listed shows no prices and gives no investment advice.