Listed

NBT Bancorp Inc

NBTBNasdaqCIK 790359FinancialsFiscal year ends Dec 31

Latest reported revenue, Q4 FY2018$31.6mRevenue, Q4 FY2018, three months to 2018-12-31$31.6m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2021-03-01, accession 0001140361-21-006657. Derived: 12-month figure less the 9-month figure.Report this figureThree months to Dec 31, 2018, from the 10-K filed Mar 1, 2021.

Latest quarter: Q2 FY2026

Three months to Jun 30, 2026, against the same quarter a year earlier.

  • Revenuenot reported (Revenue not reported)No year-earlier figure to compare
  • Gross marginnot reported (Gross profit and Revenue not reported)No year-earlier figure to compare
  • Operating marginnot reported (Operating income and Revenue not reported)No year-earlier figure to compare
  • Net marginnot reported (Revenue not reported)No year-earlier figure to compare
  • Diluted EPS$1.02Diluted EPS, Q2 FY2026, three months to 2026-06-30$1.02 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-08-07, accession 0001140361-26-031820.Report this figure+131.8% on a year earlier
  • Free cash flow$60.5mFree cash flow, Q2 FY2026, three months to 2026-06-30. operating cash flow − capital expenditureOperating cash flow: $61.9m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Capital expenditure: $1.4m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Report this figure+37.1% on a year earlier

Last eight quarters

Full statements
Diluted EPS$1.02, Q2 FY2026
Free cash flow$60.5m, Q2 FY2026
NBT Bancorp Inc, key figures for the last eight quarters
Line itemUnitQ3 FY20242024-09-30Q4 FY20242024-12-31Q1 FY20252025-03-31Q2 FY20252025-06-30Q3 FY20252025-09-30Q4 FY20252025-12-31Q1 FY20262026-03-31Q2 FY20262026-06-30Shape over the periods
Revenue$mnot reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)
Gross margin%not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)not reported (Gross profit and Revenue not reported)
Operating margin%not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)not reported (Operating income and Revenue not reported)
Net margin%not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)not reported (Revenue not reported)
Diluted EPS$ per share0.80Diluted EPS, Q3 FY2024, three months to 2024-09-30$0.80 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2025-11-07, accession 0001140361-25-041148.Report this figurenot reported (Diluted EPS not reported)0.77Diluted EPS, Q1 FY2025, three months to 2025-03-31$0.77 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Report this figure0.44Diluted EPS, Q2 FY2025, three months to 2025-06-30$0.44 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-08-07, accession 0001140361-26-031820.Report this figure1.03Diluted EPS, Q3 FY2025, three months to 2025-09-30$1.03 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2025-11-07, accession 0001140361-25-041148.Report this figurenot reported (Diluted EPS not reported)0.98Diluted EPS, Q1 FY2026, three months to 2026-03-31$0.98 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Report this figure1.02Diluted EPS, Q2 FY2026, three months to 2026-06-30$1.02 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-Q filed 2026-08-07, accession 0001140361-26-031820.Report this figure
Free cash flow$m47.8Free cash flow, Q3 FY2024, three months to 2024-09-30. operating cash flow − capital expenditureOperating cash flow: $52.1m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2025-11-07, accession 0001140361-25-041148. Derived: 9-month figure less the 6-month figure.Capital expenditure: $4.3m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2025-11-07, accession 0001140361-25-041148. Derived: 9-month figure less the 6-month figure.Report this figure45.5Free cash flow, Q4 FY2024, three months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $49.2m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-27, accession 0001140361-26-007179. Derived: 12-month figure less the 9-month figure.Capital expenditure: $3.6m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-27, accession 0001140361-26-007179. Derived: 12-month figure less the 9-month figure.Report this figure38.3Free cash flow, Q1 FY2025, three months to 2025-03-31. operating cash flow − capital expenditureOperating cash flow: $42.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Capital expenditure: $3.7m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Report this figure44.1Free cash flow, Q2 FY2025, three months to 2025-06-30. operating cash flow − capital expenditureOperating cash flow: $46.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Capital expenditure: $2.3m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Report this figure74.3Free cash flow, Q3 FY2025, three months to 2025-09-30. operating cash flow − capital expenditureOperating cash flow: $80.6m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2025-11-07, accession 0001140361-25-041148. Derived: 9-month figure less the 6-month figure.Capital expenditure: $6.2m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2025-11-07, accession 0001140361-25-041148. Derived: 9-month figure less the 6-month figure.Report this figure62.1Free cash flow, Q4 FY2025, three months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $66.1m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-27, accession 0001140361-26-007179. Derived: 12-month figure less the 9-month figure.Capital expenditure: $4.0m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-27, accession 0001140361-26-007179. Derived: 12-month figure less the 9-month figure.Report this figure48.6Free cash flow, Q1 FY2026, three months to 2026-03-31. operating cash flow − capital expenditureOperating cash flow: $53.0m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Capital expenditure: $4.4m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-05-08, accession 0001140361-26-020019.Report this figure60.5Free cash flow, Q2 FY2026, three months to 2026-06-30. operating cash flow − capital expenditureOperating cash flow: $61.9m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Capital expenditure: $1.4m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-Q filed 2026-08-07, accession 0001140361-26-031820. Derived: 6-month figure less the 3-month figure.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Last five fiscal years

Revenue$183.0mNet margin 92.5%
Diluted EPS$3.33, FY2025
Free cash flow$218.9m, FY2025
NBT Bancorp Inc, key figures for the last five fiscal years
Line itemUnitFY20212021-12-31FY20222022-12-31FY20232023-12-31FY20242024-12-31FY20252025-12-31Shape over the periods
Revenue$m151Revenue, FY2021, twelve months to 2021-12-31$151.0m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2024-02-29, accession 0001140361-24-010464.Report this figure151Revenue, FY2022, twelve months to 2022-12-31$150.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2025-02-28, accession 0001140361-25-006528.Report this figure145Revenue, FY2023, twelve months to 2023-12-31$144.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure166Revenue, FY2024, twelve months to 2024-12-31$165.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure183Revenue, FY2025, twelve months to 2025-12-31$183.0m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure
Gross margin%not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)
Operating margin%not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)
Net margin%102.6%Net margin, FY2021, twelve months to 2021-12-31. net income / revenueNet income: $154.9m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2024-02-29, accession 0001140361-24-010464.Revenue: $151.0m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2024-02-29, accession 0001140361-24-010464.Report this figure100.9%Net margin, FY2022, twelve months to 2022-12-31. net income / revenueNet income: $152.0m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2025-02-28, accession 0001140361-25-006528.Revenue: $150.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2025-02-28, accession 0001140361-25-006528.Report this figure82.1%Net margin, FY2023, twelve months to 2023-12-31. net income / revenueNet income: $118.8m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-27, accession 0001140361-26-007179.Revenue: $144.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure84.9%Net margin, FY2024, twelve months to 2024-12-31. net income / revenueNet income: $140.6m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-27, accession 0001140361-26-007179.Revenue: $165.7m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure92.5%Net margin, FY2025, twelve months to 2025-12-31. net income / revenueNet income: $169.2m. XBRL concept us-gaap:NetIncomeLoss. 10-K filed 2026-02-27, accession 0001140361-26-007179.Revenue: $183.0m. XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure
Diluted EPS$ per share3.54Diluted EPS, FY2021, twelve months to 2021-12-31$3.54 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2024-02-29, accession 0001140361-24-010464.Report this figure3.52Diluted EPS, FY2022, twelve months to 2022-12-31$3.52 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2025-02-28, accession 0001140361-25-006528.Report this figure2.65Diluted EPS, FY2023, twelve months to 2023-12-31$2.65 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure2.97Diluted EPS, FY2024, twelve months to 2024-12-31$2.97 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure3.33Diluted EPS, FY2025, twelve months to 2025-12-31$3.33 per share. XBRL concept us-gaap:EarningsPerShareDiluted. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure
Free cash flow$m151Free cash flow, FY2021, twelve months to 2021-12-31. operating cash flow − capital expenditureOperating cash flow: $159.2m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2024-02-29, accession 0001140361-24-010464.Capital expenditure: $7.7m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2024-02-29, accession 0001140361-24-010464.Report this figure176Free cash flow, FY2022, twelve months to 2022-12-31. operating cash flow − capital expenditureOperating cash flow: $183.2m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2025-02-28, accession 0001140361-25-006528.Capital expenditure: $7.0m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2025-02-28, accession 0001140361-25-006528.Report this figure148Free cash flow, FY2023, twelve months to 2023-12-31. operating cash flow − capital expenditureOperating cash flow: $157.5m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-27, accession 0001140361-26-007179.Capital expenditure: $9.3m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure177Free cash flow, FY2024, twelve months to 2024-12-31. operating cash flow − capital expenditureOperating cash flow: $188.6m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-27, accession 0001140361-26-007179.Capital expenditure: $11.7m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure219Free cash flow, FY2025, twelve months to 2025-12-31. operating cash flow − capital expenditureOperating cash flow: $235.2m. XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities. 10-K filed 2026-02-27, accession 0001140361-26-007179.Capital expenditure: $16.3m. XBRL concept us-gaap:PaymentsToAcquireProductiveAssets. 10-K filed 2026-02-27, accession 0001140361-26-007179.Report this figure

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Insider purchases and sales

All insider transactions

The last 20 open-market transactions reported on Form 4 (codes P and S). The reported price is the price per share the insider stated on the form: filing data, not a market price.

No open-market purchases or sales by insiders are in coverage from Nov 2024 to Oct 2026.

No open-market purchases or sales by insiders are in coverage for this company.

Funds that report holding it

All funds

From each manager's latest Form 13F, largest reported value first. Reported value is as filed at the quarter end: filing data, not a price. A put or call is an option position, not shares held.

Funds that report holding NBT Bancorp Inc
FundQuarter endedReported valueSharesPut or callChange on the quarter before
BlackRock, Inc.2026-06-30$369.2m7,477,880Added+77,790
VANGUARD PORTFOLIO MANAGEMENT LLC2026-06-30$170.3m3,449,538Reduced−25,649
STATE STREET CORP2026-06-30$134.9m2,731,491Added+245,198
DIMENSIONAL FUND ADVISORS LP2026-06-30$118.8m2,406,173Added+75,198
VANGUARD CAPITAL MANAGEMENT LLC2026-06-30$111.3m2,254,925Added+1,810
FMR LLC2026-06-30$85.8m1,737,937Added+1,607,445
GEODE CAPITAL MANAGEMENT, LLC2026-06-30$68.8m1,393,256Added+63,468
NORTHERN TRUST CORP2026-06-30$35.5m719,022Added+35,541
SILVERCREST ASSET MANAGEMENT GROUP LLC2026-06-30$32.0m647,745Reduced−45,037
VICTORY CAPITAL MANAGEMENT INC2026-06-30$31.1m629,351Reduced−40,501

Recent filings

All 1,568 filings

Reports and events: 10-K, 10-Q, 8-K, proxy statements and ownership schedules.

NBT Bancorp Inc, recent filings
FiledFormWhat it isAccession number
2026-10-2716:30 ET8-K2.02 Results of operations; 9.01 Financial statements and exhibits0001140361-26-040897
2026-09-2116:15 ET8-K5.02 Departure or appointment of officers or directors; 9.01 Financial statements and exhibits0001140361-26-037240
2026-09-0816:30 ET8-K7.01 Regulation FD disclosure0001140361-26-035922
2026-08-0716:04 ET10-QQuarterly reportPeriod 2026-06-300001140361-26-031820
2026-07-2716:30 ET8-K2.02 Results of operations; 9.01 Financial statements and exhibits0001140361-26-029754
2026-05-1916:30 ET8-K5.07 Shareholder vote results; 7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits0001140361-26-022087
2026-05-1816:32 ET8-K7.01 Regulation FD disclosure0001140361-26-021913
2026-05-0816:01 ET10-QQuarterly reportPeriod 2026-03-310001140361-26-020019
2026-05-0416:30 ET8-K7.01 Regulation FD disclosure0001140361-26-018879
2026-04-2316:30 ET8-K2.02 Results of operations; 9.01 Financial statements and exhibits0001140361-26-016398

Latest annual report

Form 10-K for the fiscal year ended Dec 31, 2025Filed Feb 27, 2026. Its page lists the documents and the extracted sections, such as Business and Risk factors.

Forecast league

Not in this season’s league. The league lists companies whose quarter has ended and whose results are not yet filed.This season’s league

About the filer

CIK
790359
Tickers
NBTB
Exchange
Nasdaq
SIC code
6021 National Commercial Banks
Sector
Financials
Fiscal year ends
Dec 31
Incorporated in
DE
Filer category
Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 27, 2026, 16:32 ET. Listed shows no prices and gives no investment advice.