Listed

Joint Stock Co Kaspi.kz

KSPINasdaqCIK 1985487IndustrialsFiscal year ends Dec 31

Revenue is not reported in this company’s XBRL financial statements.

Latest quarter: not reported

Last eight quarters

Full statements
Joint Stock Co Kaspi.kz, key figures for the last eight quarters
Line itemUnitShape over the periods
Revenue$
Gross margin%
Operating margin%
Net margin%
Diluted EPS$ per share
Free cash flow$

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Last five fiscal years

Revenue$4.05tnNet margin 26.5%
Diluted EPS$5592.00, FY2025
Joint Stock Co Kaspi.kz, key figures for the last five fiscal years
Line itemUnitFY2021-12-31FY2022-12-31FY20232023-12-31FY20242024-12-31FY20252025-12-31Shape over the periods
Revenue$bn885Revenue, period not labelled, twelve months to 2021-12-31KZT 884.82bn. XBRL concept ifrs-full:Revenue. 20-F filed 2024-04-29, accession 0000950170-24-049512.Report this figure1,271Revenue, period not labelled, twelve months to 2022-12-31KZT 1.27tn. XBRL concept ifrs-full:Revenue. 20-F filed 2025-03-10, accession 0000950170-25-035904.Report this figure1,913Revenue, FY2023, twelve months to 2023-12-31KZT 1.91tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure2,532Revenue, FY2024, twelve months to 2024-12-31KZT 2.53tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure4,046Revenue, FY2025, twelve months to 2025-12-31KZT 4.05tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure
Gross margin%not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)not reported (Gross profit not reported)
Operating margin%not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)not reported (Operating income not reported)
Net margin%48.8%Net margin, period not labelled, twelve months to 2021-12-31. net income / revenueNet income: KZT 431.91bn. XBRL concept ifrs-full:ProfitLossAttributableToOwnersOfParent. 20-F filed 2024-04-29, accession 0000950170-24-049512.Revenue: KZT 884.82bn. XBRL concept ifrs-full:Revenue. 20-F filed 2024-04-29, accession 0000950170-24-049512.Report this figure46.0%Net margin, period not labelled, twelve months to 2022-12-31. net income / revenueNet income: KZT 585.03bn. XBRL concept ifrs-full:ProfitLossAttributableToOwnersOfParent. 20-F filed 2025-03-10, accession 0000950170-25-035904.Revenue: KZT 1.27tn. XBRL concept ifrs-full:Revenue. 20-F filed 2025-03-10, accession 0000950170-25-035904.Report this figure44.0%Net margin, FY2023, twelve months to 2023-12-31. net income / revenueNet income: KZT 841.35bn. XBRL concept ifrs-full:ProfitLossAttributableToOwnersOfParent. 20-F filed 2026-03-16, accession 0001985487-26-000008.Revenue: KZT 1.91tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure41.1%Net margin, FY2024, twelve months to 2024-12-31. net income / revenueNet income: KZT 1.04tn. XBRL concept ifrs-full:ProfitLossAttributableToOwnersOfParent. 20-F filed 2026-03-16, accession 0001985487-26-000008.Revenue: KZT 2.53tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure26.5%Net margin, FY2025, twelve months to 2025-12-31. net income / revenueNet income: KZT 1.07tn. XBRL concept ifrs-full:ProfitLossAttributableToOwnersOfParent. 20-F filed 2026-03-16, accession 0001985487-26-000008.Revenue: KZT 4.05tn. XBRL concept ifrs-full:Revenue. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure
Diluted EPS$ per share2222.00Diluted EPS, period not labelled, twelve months to 2021-12-31KZT 2222.00 per share. XBRL concept ifrs-full:DilutedEarningsLossPerShare. 20-F filed 2024-04-29, accession 0000950170-24-049512.Report this figure3016.00Diluted EPS, period not labelled, twelve months to 2022-12-31KZT 3016.00 per share. XBRL concept ifrs-full:DilutedEarningsLossPerShare. 20-F filed 2025-03-10, accession 0000950170-25-035904.Report this figure4381.00Diluted EPS, FY2023, twelve months to 2023-12-31KZT 4381.00 per share. XBRL concept ifrs-full:DilutedEarningsLossPerShare. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure5431.00Diluted EPS, FY2024, twelve months to 2024-12-31KZT 5431.00 per share. XBRL concept ifrs-full:DilutedEarningsLossPerShare. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure5592.00Diluted EPS, FY2025, twelve months to 2025-12-31KZT 5592.00 per share. XBRL concept ifrs-full:DilutedEarningsLossPerShare. 20-F filed 2026-03-16, accession 0001985487-26-000008.Report this figure
Free cash flow$bnnot reported (Capital expenditure not reported)not reported (Capital expenditure not reported)not reported (Capital expenditure not reported)not reported (Capital expenditure not reported)not reported (Capital expenditure not reported)

Focus or hover a figure to see its XBRL concept, period and filing; each links to that filing. A figure marked d is derived: a quarter computed from year-to-date figures, such as the fourth quarter as the fiscal year less the nine months before it. A ratio reads not reported when any input is missing.

Insider purchases and sales

All insider transactions

The last 20 open-market transactions reported on Form 4 (codes P and S). The reported price is the price per share the insider stated on the form: filing data, not a market price.

No open-market purchases or sales by insiders are in coverage from Nov 2024 to Oct 2026.

No open-market purchases or sales by insiders are in coverage for this company.

Funds that report holding it

All funds

From each manager's latest Form 13F, largest reported value first. Reported value is as filed at the quarter end: filing data, not a price. A put or call is an option position, not shares held.

Funds that report holding Joint Stock Co Kaspi.kz
FundQuarter endedReported valueSharesPut or callChange on the quarter before
Baring Fintech Manager Holding Ltd2026-06-30$1.45bn16,737,053Reduced−1,314,798
Brehaut David Pascal2026-06-30$1.06bn12,257,305Unchanged
Baring Fintech Fund III Managers Ltd2026-06-30$615.7m7,106,927Reduced−4,955,070
BAILLIE GIFFORD & CO2026-06-30$500.7m5,779,168Added+655,961
FIL Ltd2026-06-30$315.0m3,635,858Added+309,616
PZENA INVESTMENT MANAGEMENT LLC2026-06-30$266.1m3,071,888Added+399,501
Spice Expeditions, LP2026-06-30$223.9m2,584,454Not compared
SCHRODER INVESTMENT MANAGEMENT GROUP2026-06-30$201.0m2,319,420Added+753,135
FMR LLC2026-06-30$171.8m1,983,010Added+371,088
SANDS CAPITAL MANAGEMENT, LLC2026-06-30$132.6m1,531,017Reduced−55,317

Recent filings

All 173 filings

Reports and events: 10-K, 10-Q, 8-K, proxy statements and ownership schedules.

Joint Stock Co Kaspi.kz, recent filings
FiledFormWhat it isAccession number
2026-09-1007:00 ET6-KReport of a foreign private issuerPeriod 2026-09-100001985487-26-000028
2026-08-1209:29 ET6-KReport of a foreign private issuerPeriod 2026-08-120001985487-26-000026
2026-08-1007:00 ET6-KReport of a foreign private issuerPeriod 2026-08-100001985487-26-000024
2026-06-1207:00 ET6-KReport of a foreign private issuerPeriod 2026-06-120001985487-26-000022
2026-05-1408:10 ET6-KReport of a foreign private issuerPeriod 2026-05-140001985487-26-000020
2026-05-1207:00 ET6-KReport of a foreign private issuerPeriod 2026-05-120001985487-26-000018
2026-05-1107:00 ET6-KReport of a foreign private issuerPeriod 2026-05-110001985487-26-000015
2026-04-2408:20 ET6-KReport of a foreign private issuerPeriod 2026-04-240001985487-26-000013
2026-04-1607:00 ET6-KReport of a foreign private issuerPeriod 2026-04-160001985487-26-000010
2026-03-1611:57 ET20-FAnnual report of a foreign private issuerPeriod 2025-12-310001985487-26-000008

Latest annual report

Form 20-F for the fiscal year ended Dec 31, 2025Filed Mar 16, 2026. Its page lists the documents and the extracted sections, such as Business and Risk factors.

Forecast league

Not in this season’s league. The league lists companies whose quarter has ended and whose results are not yet filed.This season’s league

About the filer

CIK
1985487
Tickers
KSPI
Exchange
Nasdaq
SIC code
7389 Services-Business Services, NEC
Sector
Industrials
Fiscal year ends
Dec 31
Incorporated in
1P
Filer category
Large accelerated filer

Source: SEC EDGAR, XBRL company facts, the filing index and Forms 4. Last ingested by Listed: Oct 29, 2026, 20:23 ET. Listed shows no prices and gives no investment advice.